XP: French/UK Insurance Catch 22

Looking for advice here. I live and work in France and I am in the French
system - tax, health etc, etc. I have been looking for a Yam 900 Divvy and
the cleanest ones I have seen are in the UK. Now here is the problem.

My French Car Insurer will not cover me on a UK plated bike. They will not
even give me a cover note to bring one back and then get it transfered to
French registration. I have tried a few other Insurers here and their
interest stops as soon as I mention that it is not on French plates.

So I tried Carol Nash and a few others but now the problem is that they will
not insure me because I am a French Resident. Grrrrr

I was told by one on the QT that if I had a temporary UK address (relative)
I could try that but they would want to know my driving history and of
course my car is French, on French plates, French Insurance and French
address, so that doesn't work. Plus, even if it did and I was unlucky
enough to be in a shunt, it would soon unravel and the Insurers would dump
me very quickly.

Does anyone know of a UK Insurer that mightl give me cover, even temporary,
to get a bike back?. I am only looking to pay around 2 grand for the bike,
so its not worth hiring a van to go 2,500 kms from near Bordeaux to collect
one.

As the girl in my local Insurer said - "One Europe really works".

Mike

 

Insure on a UK address, with the policy to start the day before you
intend to pick up.

Ride bike home.

Cancel insurance on arrival, within the 14-day cooling-off period.

 

https://www.dayinsure.com/flexirider/

Give them the address of a UK based relative.

 

Bloody hell, Steve, that's a *really* useful site. I never knew such a
service existed. Bookmarked.

 

Or take a trailer over to the UK, or buy a trailer here
and sell it in France once you've got back...

 

Same here, that's been bookmarked here too. Thanks.

 

That is a brilliant link and well worth looking at for my problem once I
clarify a couple of clauses. I suspect it will be bookmarked by many on
here, as has already been indicated. Merci beaucoup.

Mike

 

Its a fair cop, sorry about that.

Mike

 

"Un gendarme blond"

 

I posted it years ago. Then for a period of 2-3 years they withdrew bike
cover as their underwriter NU refused to play ball. They have found a new
underwriter, Chaucer, for the bike cover now.

 

Not really. If it wasn't the wrong time of year I'd offer to ride it
down for you on my insurance (OK, it'll have yet another owner on the
logbook but if you're importing it to France who cares?). But I'm a tad
busy until April...

Doesn't it just.

 

I'm sure if you asked nicely enough, or offered sufficient beer tokens, one
of the southern contingent would ride the bike over to you on THEIR
insurance, hand it over and get the trasin back home.


--
Beav

VN 750
Zed 1000
OMF# 19

 

I bet you know the names and addresses of all the people involved at that
site Nige


--
Beav

VN 750
Zed 1000
OMF# 19

 

They probably recognise him from the caller id .

 

Would it be worth getting a mate (on their CIHAGM insurance) to ride it
over to you on UK plates and then you register and insure it in France.

It'll just cost you the fuel, ferry tickets and favours for your mate.

 

ITYF that CIHAGM insurance doesn't work outside the UK. Ukrm French Runs
notwithstanding.

 

I had a quick look at my CN policy before posting and I couldn't find any
exclusion to that effect. That's not saying I haven't missed one.

 

You never go the bog in service stations ? Plastered above nearly all
urinals

 

ISTR reading something about two bods who swapped bikes, and one of them
pranged, and they discovered that the 'insured to ride a bike not
belonging to you' clause didn't apply abroad.

Worth a call to check.

 

Section 1 on page 12 of the policy booklet

"Riding other vehicles...you are not insured against the following...any
event that occurs outside the UK"