Which would you choose?

Discussion in 'UK Motorcycles' started by Fr Jack, Apr 18, 2006.

  1. Fr Jack

    Fr Jack Guest

    Insurance quotes, that is:

    Quote A: TPFT £170 - garage clause "bike to be garaged at ALL TIMES at
    (or within 500metres) home address", no CIHAGM, no pillions, £350XS, euro
    breakdown, legal, no mods declared.

    Quote B: TPFT £130 - garage clause "bike to be garaged between 22:00 and
    06:00 at (or within 500metres) home address, yes CIHAGM, yes pillions,
    £250XS, UK breakdown, no legal, exhaust declared.

    Hmmmm....
    --

    Cheers!
    Fr Jack
    B12S (The Red Mist), CB450DX (The Moped)
    FRJACKUKRM AT GMAIL DOT COM
    Red death, to set you free
     
    Fr Jack, Apr 18, 2006
    #1
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  2. Fr Jack

    Muck Guest

    No pillions? that's like saying no passangers in a car. Ok if you've got
    a single seat chop or a Duc Monster I suppose. I got a lecture from a
    woman at CN insurance about how dangerous bikes are, and some other
    bloke wanted me to fit a tracking device to the bike. Sign of things to
    come?
     
    Muck, Apr 18, 2006
    #2
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  3. Fr Jack

    SteveH Guest

    I've never had any mention of fitting alarms or trackers, and don't
    appear to suffer any loading for CIHAGM or pillion cover.

    Suppose that's because I own an old duffer's bike.
     
    SteveH, Apr 18, 2006
    #3
  4. Fr Jack

    Fr Jack Guest

    Quote A was a broker.... the broker seems to favour Chaucer, who have some
    odd T+Cs. It also appears that they aren't interested in mods - I was told
    they wouldn't take me if I whacked on a decent pipe.... The next best
    quote was silly numbers.

    Quote B is direct from the company. Euro breakdown isn't much of an issue,
    as I have that with my CSMA membership - and legal cover, too.
    --

    Cheers!
    Fr Jack
    B12S (The Red Mist), CB450DX (The Moped)
    FRJACKUKRM AT GMAIL DOT COM
    Red death, to set you free
     
    Fr Jack, Apr 18, 2006
    #4
  5. Fr Jack

    Fr Jack Guest

    Well, its not much bother to me, except if a situation arose where taking
    a pillion would be useful - otherwise, I don't take them.

    Wow! great customer service - piss the customer off with your bullshit and
    they **** off, never to return!
    I hope not...
    --

    Cheers!
    Fr Jack
    B12S (The Red Mist), CB450DX (The Moped)
    FRJACKUKRM AT GMAIL DOT COM
    Red death, to set you free
     
    Fr Jack, Apr 18, 2006
    #5
  6. Fr Jack

    Muck Guest

    I called the wrong number, and went through to claims renewal, and
    caused a little mayhem. Then, to cap it all off, I got the 'You're lucky
    you got away this lightly sonny jim, think yourself lucky that we don't
    now put your premium up" type lecture from a supervisor bloke.
    I rather think so, government pollicy changes imo, tend to be enacted at
    the insurance end of things. Having everything linked up + this camera
    system going online sometime will ensure that the cunty barstard fucking
    safety nazi MPs will get their way.
     
    Muck, Apr 18, 2006
    #6
  7. Fr Jack

    Mark Guest

    | Insurance quotes, that is:
    |
    | Quote A: TPFT £170 - garage clause "bike to be garaged at ALL TIMES at
    | (or within 500metres) home address", no CIHAGM, no pillions, £350XS, euro
    | breakdown, legal, no mods declared.
    |
    | Quote B: TPFT £130 - garage clause "bike to be garaged between 22:00 and
    | 06:00 at (or within 500metres) home address, yes CIHAGM, yes pillions,
    | £250XS, UK breakdown, no legal, exhaust declared.
    |
    Go with the e-bike quote.

    Mark
     
    Mark, Apr 18, 2006
    #7
  8. Fr Jack

    Switters Guest

    What number should you have called?
    Uhh, just what was it that he thinks you were getting away with?
     
    Switters, Apr 19, 2006
    #8
  9. Fr Jack

    SteVe 650s Guest

    Simple: Quote B...

    Quote A reads to me as, "If it gets nicked and it's not in your garage,
    we won't pay out"

    Quote B is cheaper, lower XS, and with your mod added !

    Simple from where I'm sitting !
     
    SteVe 650s, Apr 19, 2006
    #9
  10. Fr Jack

    Fr Jack Guest

    Correct.

    --

    Cheers!
    Fr Jack
    B12S (The Red Mist), CB450DX (The Moped)
    FRJACKUKRM AT GMAIL DOT COM
    Red death, to set you free
     
    Fr Jack, Apr 19, 2006
    #10
  11. Using the patented Mavis Beacon "Hunt&Peck" Technique, Muck
    <Thinks about experiences of Auntie Carole's customer service>
    <Thinks about experiences of meeting Muck>

    I can't help feeling that I know where the problem lies.

    --
    Wicked Uncle Nigel - To stay young requires unceasing cultivation of
    the ability to unlearn old falsehoods.

    WS* GHPOTHUF#24 APOSTLE#14 DLC#1 COFF#20 BOTAFOT#150 HYPO#0(KoTL) IbW#41
    SBS#39 OMF#6 Enfield 500 Curry House Racer "The Basmati Rice Burner",
    Honda GL1000K2 (On its hols) Kawasaki ZN1300 Voyager "Oh, Oh, It's so big"
    Suzuki TS250 "The Africa Single" Yamaha GTS1000
     
    Wicked Uncle Nigel, Apr 21, 2006
    #11
  12. Perhaps he insisted on calling the person "superboy"
     
    vulgarandmischevious, Apr 21, 2006
    #12
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