Hi, I'm looking to buy one either a VFR or CBR 400, mainly for insurance purposes. I haven't ridden a bike for a while and the quotes I'm getting for 600+cc are ridiculous. Anyway, does anyone have any comments to make about either of these, I like the CBR400RR and the VFR400 NC30. I'm obviously buying them second hand so what should I be looking for to spot a bad one ? I've only bought bikes from dealers before (after my 50cc and 125cc days that is :) ) Cheers, Matt