T-Boned

Discussion in 'Australian Motorcycles' started by Nigel Allen, Apr 1, 2008.

  1. Nigel Allen

    Nev.. Guest

    Why is so much of the advice being offered based on such a negative
    assumption. Why do you say the driver is not playing ball. Did you
    actually read the original post? The accident only occurred 20 hrs ago.
    It'd take me a good 24-48 hrs of procrastination to get things
    moving.. and that's if I was feeling enthusiastic.

    Nev..
    '07 XB12X
     
    Nev.., Apr 2, 2008
    #41
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  2. Nigel has said that the driver hasn't contacted his insurance company as yet
    so he is doing the same thing as you and hoping that this will all go away if he
    doesn't think about it?
    The driver of the car may have, after speaking to friends, decided to not pay for
    anything
    You should know of the contempt that a lot of car drivers have about motorcyclists,
    even to the stage of adding some coppers to that list
     
    George W Frost, Apr 2, 2008
    #42
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  3. You were told that the insurance company won't give you the time of
    day until and unless the other guy lodges a claim, ergo you shouldn't
    bother calling them until you've called the guy who hit you and
    arranged for him to lodge a claim and provide you with the claim
    number.

    You then posted an update stating that you phoned his insurance
    company and are now frustrated that the insurance company wouldn't
    talk to you because their insured hasn't lodged a claim yet.

    Are the dots starting to join for you yet?
     
    intact.kneeslider, Apr 2, 2008
    #43
  4. Nigel Allen

    Nev.. Guest

    The accident happened at 17:30 yesterday and Nigel posted that 4
    business hours later the other driver had not lodged a claim with his
    insurance company. What does that prove... maybe that the other driver
    slept in till 11am today like I did. Who knows. It certainly doesn't
    definitely mean anything that you have posted. You're just inventing
    bad news scenarios and then justifying them with conjecture.

    Nev..
    '07 XB12X
     
    Nev.., Apr 2, 2008
    #44
  5. Nigel Allen

    Nev.. Guest

    Plenty. In my first 5 years of driving I was involved in no fewer than
    6 accidents in my first car, all not at fault, back in the days before
    TFT insurance included any sort of low value self insurance as they all
    seem to now. In all but one of those I successfully dealt with the
    matter myself and eventually received payment for the damage caused to
    my car.

    On the one occasion that I did receive any resistance, I did have a
    solicitor draft up a letter of demand to send on my behalf. I could not
    in my wildest of fantasies have imagined that after the detailed
    description of the accident which I gave the solicitor, he managed to
    state just about every fact of the accident incorrectly in the letter.
    Naturally the other driver would have laughed that off, because quite
    frankly, the letter which was sent on my behalf contained pretty well
    nothing but lies.

    He even had the gall to keep sending me bills after I pointed out his
    mistakes and even threatened me with further legal action for not paying
    his bill. I had to actually go down to his office and have the clerk
    get my file out, then physically point to the words "the other driver
    came to a complete stop" in the notes he had taken from our initial
    consultation and then compare that to the wording of the letter "the
    other driver was travelling too fast" before they eventually stopped
    billing and threatening me. In hindsight I should have taken the matter
    further with the Law Institute or someone and claimed against my
    solicitor's insurance for the damage to my car, but I was much younger
    and didn't understand the avenues of recourse which were available to me
    back then.

    Anyhow.. getting back to the OP... it doesn't surprise me that the other
    guys insurer told him to rack off. You really have to give people time
    to sort things out. Having an accident on Tuesday night then getting on
    the phone to people on Wednesday morning is a bit hasty. You have to
    give people a few days to get their act together.

    Nev..
    '07 XB12X
     
    Nev.., Apr 2, 2008
    #45
  6. Nigel Allen

    James C Guest

    The accident happened >45 hours ago, but...

    Yes, I suppose you need to give the driver time to get a claim form,
    fill it out (they can be quite long) and lodge it. Especially if he is
    old and (now) carless it could take a few days. So don't panic, Nigel.
     
    James C, Apr 2, 2008
    #46
  7. Nigel Allen

    Yeebers Guest

    Also with him being older it's quite possible he is more likely to be
    honourable about it.
     
    Yeebers, Apr 2, 2008
    #47
  8. How is it that, no matter how much drivel George can be goaded into
    posting, *you* always manage to take out the award for the dumbest
    post of the thread?
     
    intact.kneeslider, Apr 2, 2008
    #48
  9. Nigel Allen

    Yeebers Guest

    As for 'honour' or 'doing the right thing' I'd be more inclined to
    expect it from someone 60+ than someone 20-25. Evidently you don't ?

    How is it that, no matter how much drivel George can be goaded into
    posting, *you* always manage to take out the award for the c'ntiest post
    of the thread?

    Now after 21K of ascii you're gonna really be shitty with me huh? :) If
    we ever meet, judge me then, not by what I post.
     
    Yeebers, Apr 2, 2008
    #49
  10. Nigel Allen

    Nigel Allen Guest

    Told by whom? I have been told a variety of things in my lfe so far -
    many of them requiring the stamina of an elephant and the suppleness of
    a young gymnast. Some I have taken on board, others I have not.

    While I appreciate /anyone's/ (again) advice, it does not mean that I
    will either:

    a) accept it for the fact or
    b) act upon it

    but I will, naturally, consider it.
    Oh, that's just rude.

    But thank you again for your input.

    N/
     
    Nigel Allen, Apr 2, 2008
    #50
  11. Nigel Allen

    G-S Guest

    Not trying to be difficult, but what would you suggest when all you have
    is a registration number and an address off a license (that turns out to
    be fake) and a phone number (that turns out not to be correct)? [1]


    G-S

    [1] Yes this is a real situation...
     
    G-S, Apr 2, 2008
    #51
  12. Nigel Allen

    G-S Guest

    Part of the cost of recovering the money from the other party... claim
    it from them :)


    G-S
     
    G-S, Apr 2, 2008
    #52
  13. Nigel Allen

    G-S Guest

    Actually that's a good point.

    I had someone come in 48 hours after a minor accident between a work
    vehicle and another vehicle steaming at the collar because they'd
    contacted the work insurance company and they didn't know anything about it.

    I simply said "I have a list of items on my to do list, at the moment
    yours is working the way up the list and it will get done when it gets
    to the top of that list".

    They proceeded to go ballistic...

    Some people are just impatient *shrug*.

    The claim was lodged next day (when the item got to the top of my to-do
    list btw :)


    G-S
     
    G-S, Apr 2, 2008
    #53
  14. Nigel Allen

    Nev.. Guest

    Even though noone thinks it's possible, there's always someone who
    manages to post something stupider than George W Frost. Just ask IK. :)

    Nev..
    '07 XB12X
     
    Nev.., Apr 2, 2008
    #54
  15. In aus.motorcycles on Wed, 02 Apr 2008 18:17:39 +1100
    You have already done the police report, right? So you go back to
    them with the rego and the fake details and tell them the guy lied.

    I vaguely recall that refusing to give details at the scene of an
    accident is an offence, but only vaguely.

    So you go to the cops, and they will look the car up. If it's stolen
    they'll shrug and you are stuffed. If you push them, they might add
    your details to the stolen car case, and if the perp is ever found
    they might contact you.

    Zebee
     
    Zebee Johnstone, Apr 2, 2008
    #55
  16. Behave yourself Nev, else I will start telling about what you did with Wendy
     
    George W Frost, Apr 2, 2008
    #56
  17. yeebers is too lucky I guess
     
    George W Frost, Apr 2, 2008
    #57
  18. As per what Zebee said...

    Depending on how much of the information the other guy supplies is
    false, you may or may not be able to track him down.

    A couple of examples might prove illustrative...

    ....I had to chase a guy who knocked my kid bro off my ZXR250 some
    years back. His car was registered and he was insured, but he'd moved
    and the address on his license was outdated. In addition, he gave a
    fake phone number. I involved a lawyer for that. We whinged to his
    insurance company and they eventually agreed to accept the claim due
    to circumstances. It took over a year of to-and-froing, with them
    stalling with claims that they were trying to contact their client,
    but I got my money eventually.

    A kid whose R6 I was going to buy a couple of months back got barged
    into by some hippie trash from up the coast. His license and
    registration turned out to be cancelled due to non-payment of fines,
    both the address on his license and the one he supplied on the scene
    were false. Naturally, he had no insurance, and the kid got pwned.

    In those circumstances, there's little alternative to staking out the
    scene of the accident with a spiked bat slung over your shoulder and
    waiting for him to drive past again, at which point you follow and
    exact brutal revenge.
     
    intact.kneeslider, Apr 2, 2008
    #58
  19. That's like Communism; it works in theory. In practice, you include
    all your legal expenses in your claim, and you set it all ticking with
    a claim for loss of possible interest earned (ie. you, basically,
    state you consider your claim to be rising at 9% or 10%pa because
    that's how much you could be earning if they'd paid you and you'd
    stuck the money in a managed fund or your mortgage instead of being
    jerked around), but after the insurance company are done stalling and
    start issuing their low-ball offers, that's what they expect you to
    negotiate away, and even if it gets to court and you win, magistrates
    don't automatically award 100% of all your costs against the other
    party.

    In the interests of finalising the matter before the sun explodes, you
    usually end up taking a bath to the tune of 25%-30% of your legal
    costs. If your solicitor's a good bloke, he might give you a discount
    in the interests of good PR for his firm.
     
    intact.kneeslider, Apr 2, 2008
    #59
  20. Nigel Allen

    bikerbetty Guest

    Geez Yeebs, that's a really sad and jaded view of the younger set....

    A rider from work was t-boned by an 'old' cyclist several weeks ago. The
    cyclist tried to leave the scene. My colleague asked him for his details.
    The old bloke started playing the Age Card and was thoroughly pissed off
    that K would want his licence details ("I'm on a pushbike, why do you need
    that? Go easy on me, young feller...")

    So when K, who, as it turned out, ended up with $1000 worth of fairing
    damage, reported the incident a little while later, guess which Old Feller
    was already at the cop-shop "dobbing him in".

    "Bloody motorcyclist hit me!"

    It was the other way round, as the damage to K's fairing demonstrated - but
    never let the truth get in the way of a good sob-story to the coppers, eh,
    especially if you get in first??? That's an honourable venerable old bloke
    for you.

    Bastards come in all sizes, shapes and ages!!!

    betty
     
    bikerbetty, Apr 2, 2008
    #60
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