SKis and burglary

Salad Dodger said:

How's the share options looking?

 

Not too bad.

Then again, I don't work for an InsCo.

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| ___ Salad Dodger
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'^'

 

Just give him the fucking watch back.

 

Salad Dodger said:

Aren't your lot quite closely affiliated with an ins co or two though?

 

Oh, you can buy an insurance policy with our name on it, but we're not
taking the risk. Or the premium. Just the commission, and a bit of
goodwill.

I just don't get the logic that it's bad to steal, but okay to
"massage" insurance claims, then, in the same breath, complain that
insurance is expensive.

This isn't a dig at Pip, or ukrm ... it seems to be a very widely held
view.

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| ___ Salad Dodger
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\|^|/ ANORAK#17
'^'

 

....and another thing...

Just about anyone who works for a large company is affiliated to an
InsCo, cos they've nearly all got their own InsCo subsidiary.

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| ___ Salad Dodger
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'^'

 

Salad Dodger said:

That's true enough - or at least their pension is connected to how well
some of the insurance industry performs.

 

Salad Dodger said:

Nice little earner?

I agree - but then I am the sort of twat that loses out on claims due to
own honesty.

 

Well there's two things in there;

i) bad to steal, ok to massage insurance claims

ii) ok to massage insurance claims, crivens insurance is expensive, the
robbing bastards.


i).

I think this falls into the same category as stealing office supplies
from the company you work for.

Sure it's theft but it's stealing from some faceless company and not a
single, identifiable individual. Yes, we will all suffer in the longer
term through higher insurance and lower returns on pension investments
etc. (sort of) but, well that's 'different'.


ii).

I guess it's the realisation that *one* person massaging a claim won't
make a difference. Everyone doing it will.

I also think the claim, offer, reject offer etc. way that insurance
works doesn't help this. When one making an insurance claim you enter
into a negotiation where both sides try to pull the settlement to their
advantage. Best start high!

 

I think it's down to brand awareness..so when someone buys a life
policy, it's easier to flog 'em a B&C policy, insure their car, pet,
holiday all at the same time.

Or it would be, if we still had a door to door sales force.

That's why we still sell stuff under the Scottish Amicable label,
because folks who used them before 1997 don't want to change. The fact
that the company doesn't (in the accepted sense) exist doesn't enter
into it.
--
| ___ Salad Dodger
|/ \
_/_____\_ GL1500SEV/CBR1100XXX/KH500A8/TS250C
|_\_____/_| ..62743../..14719.../..3157./.19406
(>|_|_|<) TPPFATUICG#7 DIAABTCOD#9 YTC#4 PM#5
|__|_|__| BOTAFOT #70 BOTAFOF #09 two#11 WG*
\ |^| / IbW#0 & KotIbW# BotTOS#6 GP#4
\|^|/ ANORAK#17
'^'

 

Salad Dodger said:

True. I suspect a lot of it is more down to the actual person selling
the policies though - if he gets you a good deal on your life policy,
you trust him to do the same for the others.

Which is why I thought it was a pity when the 'man from the Pru'
disappeared. We used to use one in Telford for some of our insurance
cos he was a lovely chap, would write out a car cover note on a Sunday
if required, and had time to pop in and do the business when it suited
us. Also the prices were all much of a muchness with the other
companies at the time anyway.

 

I remember as a kid the occasionsal visits we used to get from "tha man
from the pru" to talk with my dad about how his pension and savings plan
thingy was going.. and at the same time to quote for all the insurance,
and whatever.

It's quite a contrast how impersonal modern business has become.

 

The Co-op (CIS) still have agents, they're pretty competitive on prices
too.

 

Ginge said:

And it's not got cheaper either... I remember insuring my Hurley-Pugh
all weather gentlemans combination for 8/3d - fully comprehensive with
AA cover (until the lazy bastards stopped saluting).

 

I suspect in the old days there was less focus on shareholders profit
taking, and more focus on building the business.

 

I can see their point though. How could they be expected to know you
were wearing H-P combinations? For years they had stood at the side of
the road saluting every bugger who passed in the sure and certain
knowledge that some wearer would eventually come their way.

Modern business practices in the 1920s put paid to that one.

--

Dave

GS 850 x2 / SE 6a
SbS#6 DIAABTCOD#16 APOSTLE#6 FUB#3
FUB KotL OSOS#12? UKRMMA#19

 

That had already occured to me.

 

<AOL>

 

The Older Gentleman said:

Hello old bean,

Home now? Not too much damage I hope?

 

Could have been worse. See other posting.

I'm still not exactly a happy bunny, mind.