Rego, CTP & Insurance cost.

Discussion in 'Australian Motorcycles' started by Munno, Mar 19, 2006.

  1. Munno

    Munno Guest

    Hello Everyone,

    I am a newbie to this group. I am tempted to buy myself a bike (not
    decided yet. Am doing initial research atm.) and wanted to get some
    realistic figures of what it will cost me to own a bike. I am over 30
    and have silver car license with clean history and have max no claim
    bonus for life with AAMI. After reading lots of posts and searching on
    internet I am inclined towards Suzuki GS500 which is selling for @ 8000
    new this days.

    I looked on MAA site and the cheapest quote for CTP was $360 (QBE).

    Could you please provide some thoughts/comments/experience on the
    matter.

    While you are spending your valuable time to answer my question, alos
    please give me any suggestions on which bike to go for (LAM approved).
    I am only intending to buy a bike for hobby and will only be riding few
    kms in weekend. For daily commute to work, I use car. I like sporty
    looking bike rather then cruisers.

    Thanks,

    Munno
     
    Munno, Mar 19, 2006
    #1
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  2. Munno

    Uncle Bully Guest

    Save about $1000 for riding gear. Helmet, jacket, boots, gloves etc should
    be mandatory.
    Depends on a lot of variables but that sounds close to average.
    Comprehensive will add around $500-$800 to that

    If you've never ridden before, I'd go for something older and cheaper to
    start off with. Something like a GPX250 is generally accepted as one of the
    best learner bikes. You can pick them up for a couple of grand and pretty
    much sell them what you paid for it in a years time when you've outgrown it.
    With a cheap bike you also won't feel so bad when you crash it :)
     
    Uncle Bully, Mar 19, 2006
    #2
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  3. Munno

    Munno Guest

    Uncle Bully,

    Thanks for your input. I have ridden 150CC Honda, Suzuki, Yahmaha
    motorcycles and scooters (vespa) for @12 Years back home and hence I
    should be comfortable riding one and should pickup skills quickily. All
    I have to learn is to control high power motorcycle which I am
    intending to buy. I am sort of big guy so I believe handling a heavier
    motorcycle shouldn't be a problem. I agree with you and should buy
    something cheap to start with and learn all the trick of trade and when
    ready, should go for anything I like then. Speaking of something cheap,
    I don't wanna buy 250cc and then sell it later and buy anotherone.
    Don't like going through hassel of finding a good motorcycle and
    finalising deal etc. I rather buy something at higher end of LAM
    approved motorcycles (most likely secondhand) and keep it for few
    years. I only need it to satisfy my strong desire to get back on to two
    wheels on weekends.

    Regards,
     
    Munno, Mar 19, 2006
    #3
  4. In aus.motorcycles on 19 Mar 2006 03:41:57 -0800
    That's about the best you will get living in the city.
    Well, if you don't want to spend too much, but want a sporty LAM that
    will be fun and you won't get sick of too quickly, I strongly suggest
    a Hyosung 650. The GT650SL and GT650RL are both LAM approved.

    They aren't as nice as the Suzi SV650 they copy, but they are
    surprisingly good for the price. And you can get LAM ones, I don't
    think the Suzi is LAM legal.

    Go new if you can, the older ones are much rougher than the newer ones -
    brakes and suspension really improved in the new models. Also, the older
    ones might not be the L for LAM models, you have to be sure you get the
    restricted ones. You can unrestrict them when you get your full licence.

    The main thing is to go for a bike that you like, that makes you think
    when you look at it "mmm... I think I want to go for a ride!".

    Sit on all the ones you can, looks can be deceiving! If you are a big
    bloke you must be very sure you fit on the thing. Remember that a
    sporty riding position does take getting used to, but if you can't sit
    on the bike with your hands just above the bars (not touching, so you
    aren't holding yourself up, you want to feel what it's like when you
    are riding properly which means no weight-related inputs to the bars)
    for a few seconds without utter pain or bits of you bashing into bits
    of bike, then you don't want that bike.

    Check things like if your feet fit, if the screen is in your way, if
    the seat cuts into you, if your knees fit in or are splayed out into
    the airstream, if your arms are cramped.

    Buy the kit first. If you only want it for fun riding, then you don't
    need to worry about wet weather, so go for leather.

    You need at least a jacket, reinforced jeans or leather pants, gloves,
    boots that cover your ankles and a helmet.

    If you've been riding smaller bikes you know what you want in a lid,
    but you may not be aware that all helmets in Oz have to pass the
    Australian standard, and that the expensive ones don't seem to be any
    better protection wise than the cheaper ones, which isn't as true in
    countries with different standards. Where the expensive ones win out
    is in quality of fit and finish and nice extras like venting and visor
    mounts.

    For leather, check the shops. You might want to go the full leathers
    route if so check everyone's favourite spamming bitch at
    www.underdog-leathers.com.

    I agree with Uncle Bully, $1000-$1200 for leathers, helmet, gloves,
    maybe a bit more if you want boots as well.

    Zebee
     
    Zebee Johnstone, Mar 19, 2006
    #4
  5. Munno

    JL Guest

    Under 250cc are considerably cheaper to register and insure (3rd party
    and comprehensive), a 250 will be around $200 for greenslip, and under
    100 or 125cc (I forget which - paging Crazy Cam) is cheaper again (circa
    $100 I think)

    $350 ish is about normal greenslip for a large capacity bike

    JL
     
    JL, Mar 20, 2006
    #5
  6. Munno

    patelroshan Guest

    patelroshan, Mar 20, 2006
    #6
  7. Munno

    J5 Guest

    are you eligible for a gold licence ?
     
    J5, Mar 20, 2006
    #7
  8. Another suggestion (though not necessarily a particularly sensible one) is
    the learner legal versions of the little Ducatis - the Monster 620 Lite,
    and the SS and Multistradas in the Lite versions. These'll be history next
    year since Ducati are upping the capacity to 695 which puts them over the
    capacity limit for NSW lams - apparently NFI have ordered up big on the
    last of the 620Lite models, according to the news in the local bike mags...

    big
     
    Iain Chalmers, Mar 20, 2006
    #8
  9. Munno

    Munno Guest

    Yes, I should be. In May this year I will finish 6 years of holding
    full silver licence.

    Thanks,
     
    Munno, Mar 20, 2006
    #9
  10. Munno

    J5 Guest

    ok now that gives you a whole lot more options

    you only need a Lam bike till you do your P's since you are eligible
    for a gold and are over 30

    then you can ride anything at all which is where you money will be a
    whole lot better spent and can find something that you will be happy
    to ride for many years
     
    J5, Mar 20, 2006
    #10
  11. Munno

    CrazyCam Guest

    Zebee Johnstone wrote:

    Actually, for the money, the Hyosung is a very nice bike, and it can be
    "cured" of it's LAMS status quite easily.

    Once that is done it goes bloody very nicely indeed.

    regards,
    CrazyCam
     
    CrazyCam, Mar 20, 2006
    #11
  12. Munno

    CrazyCam Guest

    JL wrote:

    Under 100cc costs about eighty something dollars.

    It goes up each year, of course! :-(

    125's are the same as 250's...anyone got a cheap DX100 Yamaha complience
    plate for sale? ;-)

    regards,
    CrazyCam
     
    CrazyCam, Mar 20, 2006
    #12
  13. Munno

    GB Guest

    He's on ausmoto, 'course he's eligible for a gold-frigging-
    license!

    GB, the real question around here is will they make him take
    the test annually!
     
    GB, Mar 20, 2006
    #13
  14. Comp will depend on variables too. I'm also on max no claim, $12,000
    agreed value cover on the TDM900 costs me less than $500. The GS 500
    wouldn't be rated too high by ins companies I'd expect. Lack of riding
    experience is against you though, so maybe that might push it up.

    Dont try Shannons, they only want full bike licences for 12 months or
    more..

    GS500 would be agood bike to start on, not enough go to get in trouble
    but enough to be enjoyable and carry a little gear when you need..

    Al
     
    Alan Pennykid, Mar 20, 2006
    #14
  15. Munno

    Munno Guest

    What are the accepted km's for a secondhand bikes of @ 500 to 600cc?

    This will help me filter my search for secondhand bike.

    Thanks,
     
    Munno, Mar 20, 2006
    #15
  16. Munno

    JL Guest

    Blimey, that'd be a step up from his Vespa.

    JL
     
    JL, Mar 20, 2006
    #16
  17. Munno

    Munno Guest

    Munno, Mar 20, 2006
    #17
  18. Munno

    JL Guest

    errrm in english please ?

    JL
    (the bike will continue to accept kms until it blows up or you crash it
    I would think )
     
    JL, Mar 20, 2006
    #18
  19. Munno

    ck Guest

    how many k's on your car?

    ck
     
    ck, Mar 20, 2006
    #19
  20. Munno

    Theo Bekkers Guest

    My bike is twice that size and has 191K on it, so 95K should be fine. OTOH,
    my bike is not 2nd hand.

    Theo
     
    Theo Bekkers, Mar 21, 2006
    #20
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