Paging Ins write off experts

Discussion in 'UK Motorcycles' started by Cit Collins, Jun 24, 2005.

  1. Cit Collins

    Cit Collins Guest

    Had a bit of an off last Saturday morning at the hands of a pedestrian
    an extendable lead and a chocolate brown labrador. Chap let his dog
    enter the highway whilst on the extendable lead, I came around
    theblind right hander on the Old Leicester Road in Wansford to be met
    with a dog on the central white .ines a lead going from it to the
    bloke on the left kerb.

    Stood the bike up, swerved to avoid the dog and in doing so stoppied
    and went over the top. Missed the dog but broke 3 ribs, cracked my
    left shoulder blade and mashed the end of my clavical. Bloke told
    Janitors that it was his fault etc so claim in due course.

    In the meantime the ins co have written the RRS off at a value of
    £2450 and offered me it back at a v v silly price. What have others
    done in this position? It is a class c write off so can be rebuilt,
    but is it worth the effort? Mjuchly appeciate your views and opinions
    [first time for everything I suppose]

    Cit
    Fireblade RRS [fooked]
     
    Cit Collins, Jun 24, 2005
    #1
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  2. Cit Collins

    sorby Guest

    Hello there Cit mate! LTNS etc.
    Sorry to hear about your off. Hope you're well in all other respects.

    I've no advice re insurance write-offs but perhaps you should be taking
    those blind bends a bit slower?! Could have been a legitimately stationary
    metal car rather than a soft, squishy, myopic pooch! ;o)
     
    sorby, Jun 24, 2005
    #2
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  3. Cit Collins

    Lady Nina Guest

    Heavy beasts.
    Best of luck with it.
    SWK will be along.
     
    Lady Nina, Jun 24, 2005
    #3
  4. Cit Collins

    Cit Guest

    Indeed I seem to have as they say "fallen of the planet"
    In all other aspects I am indeed well.
    Here we go. You are right, there could very well have been a
    stationary metal coffin in the "centre" of the road. Either way just
    call me Cilla "Compo" Battersby.

    Idiot fucking dog was doing the puppy dance in the middle of the road,
    was not what I wanted at 08:25 in the morning I can tell you. As for
    your advice you have been no fucking help at all.

    Cit

    Fireblade RRS
     
    Cit, Jun 24, 2005
    #4
  5. Cit Collins

    sorby Guest

    Are cold noses on a dog an added biking hazard? I think we should be told.
    Wha..?! Oh, right. As you were.
     
    sorby, Jun 24, 2005
    #5
  6. Cit Collins

    deadmail Guest

    Blimey, that sounded a bit close.

    Glad the Dog's ok.
     
    deadmail, Jun 25, 2005
    #6
  7. Cit Collins

    Ginge Guest

    Built streetfighters.
     
    Ginge, Jun 25, 2005
    #7

  8. Yes. Coincidentally, Bike is running a "rebuild a doggy Blade" feature
    at the moment, spread over four issues, so I'd use that for some useful
    ideas.
     
    The Older Gentleman, Jun 25, 2005
    #8
  9. Cnut ;-)

    It's Roop Paul's piece anyway.
     
    The Older Gentleman, Jun 25, 2005
    #9
  10. Cit Collins

    Dan L Guest

    Abuse report sent ;)

    --
    Dan L (Oldbloke)
    My bike 1996 Kawasaki ZR1100 Zephyr
    M'boy's bike 2003 Honda NSR125R (Going)
    Spare Bike 1990 Suzuki TS50X (Patio Ornament)
    BOTAFOT #140 (KotL 2005), X-FOT#000, DIAABTCOD #26, BOMB#18 (slow)
     
    Dan L, Jun 25, 2005
    #10
  11. Cit Collins

    Salad Dodger Guest


    Yes. Coincidentally, Bike is running a "rebuild a doggy Blade" feature
    at the moment, spread over four issues, so I'd use that for some useful
    ideas.[/QUOTE]

    Could always do what a friend at work did when his bike got hit by a
    bus. Accept £2200 as insurance pay-off, by new rear light and number
    plate bracket for £50, then PX "repaired" bike for £1700 against a
    BMW.

    Cost to change from a damaged R30 to a year old Beemer - £2100.
     
    Salad Dodger, Jun 25, 2005
    #11
  12. message

    Wotcha.
    I never realized that 'doggy' damage was so rife - must keep an eye out
    for 'em in future.
     
    ^..^ Lone Wolf, Jun 25, 2005
    #12
  13. Cit Collins

    Slider Guest

    [snip]
    At least the guy owned up, that's a large part of the battle - GWS etc.
    I bought my R6 back off the insurers for about a grand (under 1/4 of the
    expected sale price).
    Mine was a cat. d write off "cosmetic damage only," even though the forks
    were bent and various other bits that I wouldn't really term "cosmetic."
    It depends what's bust. I didn't realise the forks on my R6 were bent when
    I bought it back off the insurers, and it cost me another 100 quid to put it
    right. That said, I've only spent about 800 quid on the bike since I bought
    it back and it now looks like new again (thanks to eBay). So the entire
    'cost' of my 2002 R6 is under 2 grand, which means I don't mind if I drop it
    again[1]! It rides like new, which is always a bonus.
    If it's dirt cheap and you have a good idea of how much it's going to cost
    to put right, and you want to hang on to the bike (rather than sell it),
    then I say go for it. If you want to do it up to sell, then be very
    careful, as I'm not sure that many people will want to touch a written-off
    bike.

    [1] Well, I don't mind too much. I think I'm going to buy some crash
    mushrooms.
     
    Slider, Jun 25, 2005
    #13
  14. Cit Collins

    Slider Guest

    [snip]

    Paging sir.tony...
     
    Slider, Jun 25, 2005
    #14

  15. <g> I did the same.



    --
    Dnc
    ZZR1100 - tagline being developed
    B1200 - +30bhp ~|~ VS800 - borked
    TS150 - squatting ~|~ V2300 - flat cap and rug

    MIB#26 two#54(soiled) UKRMMA#26 BOTAFOT#153 X-FOT#003
     
    Doesnotcompute, Jun 26, 2005
    #15
  16. Cit Collins

    Cit Guest

    Well if they are I hate to think of the injuries I might have
    sustained. I am with you on this 'we should be told'
    Fireblade RRS
     
    Cit, Jun 26, 2005
    #16
  17. Cit Collins

    Cit Guest

    Yes, which sys/looks as though the damasge is pretty much cosmetics.
    CIS want £245 to give it back and in light of the engineer's report I
    am inclined to think it is worth rebuilding.

    Fireblade RRS
     
    Cit, Jun 26, 2005
    #17
  18. Cit Collins

    Cit Guest

    Yes but I really do not have the image for a street fighter.

    Fireblade RRS
     
    Cit, Jun 26, 2005
    #18
  19. Cit Collins

    Cit Guest

    Cheers fella

    Fireblade RRS
     
    Cit, Jun 26, 2005
    #19
  20. Cit Collins

    Cit Guest

    Interestingly yours was cat d with bent forks etc, mine is a c yet he
    hasnt mentioned frame or forks or anything spensive.It looks as though
    his calculations to repair have been against plastics 550 and exhaust
    350, but I was on way to MOT so it had all standard pipes on so I
    really dont need to replace them.
    I have owned the bike for 7 yrs -- I just cant be parted with it...
    Yes I considered that, but I was thinking that I ciould either ride it
    or turn it into a track day bike, that way I dont wreck my road bike
    on binning. At somepoint I will need to go and assess the damage but I
    cant drive yet so will rely on my mate but at £8 per day storage that
    needs to be soon.

    Fireblade RRS
     
    Cit, Jun 26, 2005
    #20
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