Churchill (1) in 'cheapest TPFT quote I've had to date on the VFR', shocker. £283, with no NCB, a couple of accidents and one SP30 on my licence. Auntie Carole came in at 'nowhere to be seen', with £458. H&R, who in the past have normally been spot on, came in with something just under the £370 mark. (1) Had no idea they were in the bike insurance market - appears to be an arrangement with Devitt.