ok so am I missing anyone... * QBE * Swann * NRMA *Aurora (won't insure those who arent old farts) atm it looks like I would have to go with NRMA, cos they are only 0 more than QBE, and at the end I have 45% No Claim Rating, rather than only 25% with QBE. Then in a year, I go to QBE and I will have 55% No Claim. But atm its NRMA with a quote of 19 (yes that is with 45% no claim) for a 2003 GSX750F.