NSW Greenslips

From the MCC mailing list:

Submissions on CTP to the NSW Standing Committee on Law and Justice have
been published on the NSW Parliamentry website

http://www.parliament.nsw.gov.au/pr...n&ParentUNID=53A53A80E55D6B17CA2572ED001CE31A

OR

http://tinyurl.com/2bw32s

These are subject to Parliamentry Privilege. i.e. you may distribute
the link and download and read them, but not copy, or republish these
documents.

The submission by the Motorcycle Council of NSW is available from the
above website page.

The key is in determination of the Base Rate. We think the method is
flawed and are asking for a recalculation.

Guy

 

<snip>

On the subject of CTP insurance...

I've just received my renewal notice, and am not particularly pleased - $410
for my 800cc cruiser, with $124.56 of that being the "MCIS Levy." And that's
the lowest price I could find in checking with other insurers.

Does anyone here remember what the CTP cost on a 300+cc bike was last year,
before they brought this levy into being? I'd rummage through my stockpile
of paperwork, but having recently moved, it's not exactly accessible.

--
Bob Milutinovic
Cognicom - "Australia's Web Presence Specialists"
http://www.cognicom.net.au/
telephone (0417) 45-77-66
facsimile (02) 9824-2240

 

In aus.motorcycles on Tue, 28 Aug 2007 19:49:02 +1000

November last year. 850cc bike, 1974 model, garaged in metro Sydney,
$424 with $55 MCSI levy.

The previous year was $438.

Zebee

 

Damn right they should recalculate the whole thing!

Example A:
Lady pulls out in front of me, I hit her on FZR600
She ends up with a broken window, some panel damage NO PERSONAL INJURY
TO HER.

Me, well, bike is written off, but, more importantly for me:
Ambulance
Hospital and x-rays
more hospital and further x-rays
specialist
2 lots of surgery to rebuild my shoulder
more doctors and specialits appointments
physio for 6 months
3 months off work

Remembering she was the at fault driver, can someone PLEASE explain to
me why MY green slip costs more than hers?

Considering it is not comprehensive insurance, and you should be
paying for the risk that you pose to others, surely her 2 tonne of
metal should be rated higher than my 160kg bike??

 

Considering that on average, cars injure 9 times more people than
motorcycles when they crash...

 

Because,
There are a lot more cars than bikes.... Anything that is in the minority
ends costing more. same thing for insuring specailised boats for example,
no matter how safe they are.

Shaun

 

Hi folks.

Can anyone give me a pointer to where the different break points in
capacity are actually defined, for green slips?

I had a test ride today of a Hyosung 100, thinking that the deal was:-
upto 100cc (cheap about $80)
101 to 300cc (expensive about $180)
over 300cc (bloody extortionate about $410)
but a nice lady at MAA told me by phone that 100cc was in the second group.

This is a pity,'cos I was actually quite impressed, but not impressed
enough to pay the same kind of money for a green slip as a 250.

regards,
CrazyCam

 

Far as I understand it, the rego (I realise you're asking CTP) is
1-250cc, = $97. I do not know if the insurers do differently or not but
it'd be a little weird if the RTA had a given CC of bike in price
bracket 2, but the insurer has it in bracket 3..

Since CTP and Rego are horrendously intertwined I'd assume they'd relate
to each other but that's no guarantee.

 

Aye, well, since my last post, I've found out a couple of things.

A Hyosung Rally 100 scooter is actually 98 cc, and thus a reasonable
price for green slips.

I phoned a dealer, Garry Martin, in Fairy Meadow, who actually knew what
he was talking about.

The limit seems to be 100 cc, with Peugeot listing their SpeedFlight at
99.8 cc capacity.

Obviously, the Hyosung folk didn't pay enough attention when they
printed their advert/brochure.

regards,
CrazyCam

 

That's weird, they do it with the "250" Fritz is down as 249cc on the
rego papers ..

 

In aus.motorcycles on Thu, 30 Aug 2007 16:32:17 +1000

MAA site calculator says one category is 100-300, so you need a 98cc
bike to get the cheapie.

Zebee

 

Because they just use simple maths.
Motorcycle injuries cost X and there's Y people paying motorcycle CTP
therefore is costs X/Y (+15%) per policy!
You're just a number.
--
Clem
(PS. Here in the land of Queens we pay the car-equivalent CTP premiums too
but the rider ISN'T actually covered by the policy! We pay for the injuries
that others cause us but have no claim if we cause them ourselves.
Simple maths. Simple=Stupid doesn't it?)

 

the whole greenslip system is fucked up.. I dont know what they can do
to fix it, but its a plain waste of effort as it is.

 

Am not ! Those Mi5 fkwits are .. or at least they sign with numbers ..

 

I don't understand the question.
If you're questioning whether Qld riders are covered by their own CTP then
the answer is NO.
The pillions are covered by the rider's CTP though, and the riders are still
covered by the CTP of the car or bike that hits them.
There's also "The Nominal Defendant" (or at least there was back in 1982)
who is essentially "Some ****" (as in "Some **** cut me off" or "Some ****
pulled out from a side-street") who, if you can pin the blame on him, will
see you get your payout.
Sadly; I was too fuggin' stupid to realise the copper was trying to do me a
favour with his "but you were dazzled by an oncoming car WEREN'T YOU?"
statement-taking when it happened to me........

 

Greenslips in NSW have never covered the rider if they are at fault.
It only covers personal injury that you may cause to others. Again,
that is why I can't understand how a 2 tonne vehicle who will
obviously cause my injuries to a person being hit by it gets away with
a cheaper green slip than me??

If 2 tonne car hits me, their greenslip covers me. If I hit them,
mine covers their personal injury costs.

I ask the insurance company, who is going to come off second best
here? So why do I pay for their damage???

 

pps... I have asked insurance companies this, and no one has ever been
able to explain why as yet

 

Cool, means you can bore out the SpeedFlight to 98.9cc for that little
bit of extra power and still keep the cheap CTP!!

 

Same deal in WA. CTP is a liability insurance, not a personal insurance.

Theo