If you are annoyed at the increases in CTP, then time to write a letter. (A real snail mail one is best, email if you must) This from the MCC (these were discussed in the meeting, a meeting I couldn't make, so I can't expand on the points. If yo uwant expansion please ask about the ones that aren't clear and I'll get the info) Please find below the bullet points that we would like you to use in your words in letters to the following: Your State Local Member. [URL]http://www.parliament.nsw.gov.au/prod/parlment/members.nsf/V3ListCurrentMembers[/URL] Your Local Council/Mayor. Your Federal Local Member. Your local Paper. Premier of NSW: Kristina Keneally, [email][/email] The Minister for Roads: David Borger, [email][/email] The Minister for Transport: John Robertson, [email][/email] The Minister for the MAA: Eric Roozendaal, [email][/email] The Minister for Finance: Michael Daley, [email][/email] Leader of the Opposition: Barry O’Farrell, [email][/email] Shadow Minister of Transport: Gladys Berejiklian, [email][/email] Shadow Minister for Roads: Andrew Stoner [email][/email] Ask these questions and use these points: Why are some CTP insurers making no effort to offer competitive pricing for a compulsory, statutory product? - Clearly, the CTP system is fat and lazy with few incentives to offer fair pricing ·Whose turn is to be cheapest next year? GIO seem to be the cheapest this year. - Cheap does not mean sub-standard. - It indicates one company is pricing based on actual risk and others are seeking profit from how they market their product. - It is unreasonable for a statutory, compulsory product, to force up pricing by confusing or misleading through so-called “marketing†- Marketing distortions do not reflect actual risk. Why should existence of another insurance product or roadside service change pricing for CTP risk? - Please explain how these are related to actual CTP claims risk. Why do some insurers have different risk ratings? - If actual risks were known, then all insurers would vary on the same criteria. How do demerit points relate to actual risk of a CTP claim arising? - Demerit points and actual risk of a crash are quite separate and no longer indicate crash risk. Minor crashes with no injury are about property damage, not CTP claims - Speeding fines are simply used as a “malus stick†for revenue generation by insurers. While the MAA is clear on the amount of money leaving the scheme, how much money is collected by insurance companies? - The question of fair profit follows, but transparency must be achieved. Points to remember in your letters: The NSW CTP scheme has flaws and this recent change in motorcycle classifications has exposed these flaws to view. o These flaws can only be repaired by our elected government. o Let them know it needs fixing. o Don’t just whinge to your mate, then roll over. That’s lazy. Stand up, speak out. o We’re being gouged by insurers exploiting the flaws. o Speak to Parliament or they assume you’re OK with it. Please forward any responses via email back to us. In the meantime, we are continuing to plan for the Protest Rally on August 31st. Please spread the word. The next Meeting of the MCC of NSW is on Monday, August 2nd. We would welcome all attendees and involvement.
