Subsequent to yesterdays post; I got a letter back today stating that my excess was an uninsured loss and that I would have to take action against the driver who hit me. Bennetts claimed that as they are acting as agents, Equity Red Star, (the insurer), should be the ones I contact. There was no mention of the fact that they have been buggering about since Sept 07 on this claim or any other form of admission of any sense of customer service. I would be most grateful for anyone with legal knowledge to advise if their stance is correct. DON'T USE BENNETTS