[QUOTE="Theo"] "Nev.." wrote In WA, Third party compulsory insurance is as follows Cars 5 Bikes 9 Bikes under 75cc, includes scooters . Factor in that in WA you can get a>50cc scooter licence when you turn 16. I don't think that covers very many facial reconstructions. While I was looking that up I found this surprising statement Safe driver reward - free licence renewal Provisional drivers (P platers) who do not commit a traffic offence during their two-year provisional period will receive a one-year free licence when they renew their licence for the first time after completing the provisional period. This applies to all eligible drivers licences expiring on 31 December 2005 or later. How about that? Theo [/QUOTE] In NSW my car ctp 0 and something, my bike 0 or 0 small pantech min 0 up to 0 depending on ins. co