Last minute travel insurance?

I used to buy my own world-wide insurance for ~£80 and then bill
it to the Uni. This year it was £85, so I switched to the Uni's scheme
which is £75/year but unfortunately doesn't cover me for non-work travel.
However, my NatWest Advantage Gold account includes travel insurance, but
it looks like I need to call them up before travelling to get medical
clearance (which is then valid for 12 months). The only non-work overseas
travel I've done in the last 9 years was my trip home in Feb...

--
Ivan Reid, School of Engineering & Design, _____________ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

Quite possibly -- I know there was such a clause in some benefits
I was covered for once, but I've mislaid the original full documentation
and all they send me is changes. The full version isn't on their
web-site as far as I can find, and the one time I went into a bank to ask
for a replacement the queues were horrendous enough that I just left.

Given that I'm unlikely to take a holiday overseas that isn't
paid for by CC, it's not a real problem.

--
Ivan Reid, School of Engineering & Design, _____________ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".