Insurance type things

So the cage insurance comes up for renewal, and after a bit of clicking
about I get one a bit cheaper than the renewal notice. This is quite a lot
cheaper than last year, which is nice.

But anyway, the "Renewal Advice Note" that the outgoing ins co sent out as
proof of no claims has the following:

Basic: +21 Age: +2 OOD: -8 AOC: -2 CONV: +5 SCH: -9

So what do the above mean?

 

Basic = the programming language your insurer's system was written in
Age +2 = "He's at least 2 years older than he's claiming to be"
OOD = Occupation Offers Dangers?
AOC = Any Other Claims?
CONV = Convictions?
SCH = Scary Crazy Hobbies? (like riding motorbikes)

HTH

 

OOD is a boating term - it means Officer Of the Day.
Could also be a police term.

SCH is the noise made when they suck their teeth before
telling you the massive premium. A bit like the noise a plumber
makes.

 

MattG was seen penning the following ode to ... whatever:

That the guy who designed the form plays too much D&D.

 

Basic is the starting point.

You get 2 extra points for your age (you're not young, but not an old
**** either)

OOD - owner only driving - 8? Is someone else driving too? Your 92yr
old granny?

AOC - Any other claims -2 . Have you claimed before?

CONV - Convictions. Seems you score an extra 5 points for that bus queue
you mowed down.

SCH - Scheduled Corkscrewing Habit. If the schedule isn't set to screw
you enough, they arbitrarily dock you some points just to make it look
right to the underwriters.

--

Dave

GS 850 x2 / SE 6a
SbS#6 DIAABTCOD#16 APOSTLE#16? FUB#3
FUB KotL OSOS#12? UKRMMA#19

 

Based on car and location, I presume.

True enough.

Ah, that makes sense. Just me driving.

Guessed that one, one previous fault claim.

Guessed that too, CD10.

<g>