Insurance rate estimate

What's an average insurance rate for an 18 year old with a full driving
license and a cbt for a 125cc bike that is 4 or less years old?

TIA

Dave

 

Twelfty-five pounds. (double it if you live in a city)

Why don't you ask an insurance-broker?

 

As above. And your full driving licence won't matter a damn. That's for a
car which is nothing like a bike.

 

I was paying £135 TPF&T on a 25 year old Vespa. Inner Liverpool area,
provisional licence.
That was <fx:counts on fingers> nigh on 15 years ago mind you.

So, in short, **** knows.

HTH

 

I have done a couple of online quotes... they gave me results between £400 &
£1600 (so that hasn't helped me much cos I don't know if the sites are dodgy
or if I'm filling the form in incorrectly)and from anInsurance broker I
know, it would be £2350... seems a little steep for somethin that only goes
about 60mph
The £2350 offer took account of having a garage to store it in & an alarm &
immobiliser being fitted to the bike.

 

My lad (17) pays around £600 TPFT on the NSR

 

Feck me! that seems bloody steep.
SO paid just under the 100 sovs last year on her Dragstar 125. She being
over 25 (and then some) cbt and full car license, garaged bike with thatcham
alarm and CB10 post code.

Try www.directchoice.co.uk that was her IIRC.

 

Which insurer? Is a provisional motorbike license the same as a CBT? Also,
what's an EEC Licence?

Dave

 

Oh good grief....

CBT Stands for Compulsory Basic Training. You have to do this before you
can ride any bike, even with a full car licence. You also have to do it
before you take the full bike test.

I have no idea what an EEC licence is.

The NSR is insured with Equity Red Star [1] (a renown Lloyds syndicate) via
a brokerage called Rampdale, who are somewhere in North London.

Anything else you'd like to know?

Google is bloody good for finding stuff out too y'know.

[1] dwb will be along shortly to curse them for being the useless fucktards
they apparently are.

--
Dan L (Oldbloke)
My bike 1996 Kawasaki ZR1100 Zephyr
M'boy's bike 2003 Honda NSR125R
Spare Bike 1990 Suzuki TS50X
BOTAFOT #140, DIAABTCOD #26, BOMB#18 (slow)

 

Dave wrote

Paying huge subsidies for us rich and elderly people is something that
you will be doing all your life sonny, get used to it.

 

I know what a CBT is thankyou very much... I wasn't asking what it what it
is... the options that Online isurers are giving me for "What type of
licence do you own" is Full Motorcycle, Full Moped, Provisional Motorcycle &
EEC. As owning a CBT certificate was not listed I was asking if I would
select EEC or Provisional Motorctcle for License type.
I would use google if I was still in high school but there are much better
search engines out there.

 

Dave wrote

Not all of them you don't. There is the ukrm one which you haven't read
yet or, if you have, you have failed to pass.

 

Have you tried Bennetts? I've always found them to be competitive.
http://www.bennetts.co.uk/

 

Hmm, well if you haven't passed the bike test [1] I'd say it's a fairly safe
bet that you have a provisional licence.

Also, we found the online insurers were not much good for quotes on the NSR,
but better results were to be had by phoning round.

I know I'm going to regret asking this, but go on then, which ones are
better than Google.

[1] No, not the CBT as this is not actually a test. You can't actually
"fail" the CBT, but you can fail to complete it.

--
Dan L (Oldbloke)
My bike 1996 Kawasaki ZR1100 Zephyr
M'boy's bike 2003 Honda NSR125R
Spare Bike 1990 Suzuki TS50X
BOTAFOT #140, DIAABTCOD #26, BOMB#18 (slow)

 

rb emerged from their own little world to say

you could've had a laugh and left a "t" out of that URL

 

htp://www.bennetts.co.uk/ ?

 

Lots.

 

Cheap if TP only. Circa GBP130, including breakdown cover.

**** loads if fully comp - circa GBP2,400 with GBP600 excess - both
quotes from same company, Lexhams, aka NU, for my 19-year old with just
CBT. His SP30 was 'irrelevant'.

So TP only it is, wotmeworry.

 

I've always found tp more expensive than tpft, even when I was 19 with
an FZR400.

 

TPFT was GBP890.

Apparently youngsters (pre-test) have a much higher than average amount
of bikes nicked, plus they inevitably bend them a bit. They rarely
cause damage to others more than the rest of the PTW riders. I was
told...

All the above with myself (a GOM of 52) as named driver, which in all
cases brought the premium down an insignificant tad.