Insurance question

Discussion in 'UK Motorcycles' started by Insanely Sensible, May 25, 2004.

  1. Insanely Sensible

    Ann Ominous Guest

    Postpone delivery [1]? Why do you _have_ to have the bike this week? You
    can't ride it (legally).
     
    Ann Ominous, May 25, 2004
    #21
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  2. But it gives me the incentive to pass, and <stamps foot> because I want it,
    now!
     
    Insanely Sensible, May 25, 2004
    #22
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  3. It was somewhere around Barstow, on the edge of the desert, when the
    Some insurance companies do a layup cover - purely for fire and theft
    when the vehicle is off the road being worked on or stored over the
    winter.

    It's not an unknown idea, but you'd most likely find it offered by the
    classic insurers. The good news is, it costs pennies.

    --

    Dave

    GS 850 x2 / SE 6a
    SbS#6 DIAABTCOD#16 APOSTLE#6 FUB#3
    FUB KotL OSOS#12? UKRMMA#19 COSOC#10
     
    Grimly Curmudgeon, May 25, 2004
    #23
  4. Insanely Sensible

    wessie Guest

    Molly wrote in
    No. A mate used to keep his GPZ900 in his front room before he could afford
    a house with a garage.
     
    wessie, May 26, 2004
    #24
  5. Insanely Sensible

    Ian Guest

    The round window said it was 25/05/2004,so Insanely Sensible grabbed
    his blunt crayon and scrawled:\n
    Normally it has to be garaged, but you can have insurance called "laid
    up" insurance, which is basically what you want. Wether they'd give it
    for a bike not in a garage, don't know.
     
    Ian, May 28, 2004
    #25
  6. Insanely Sensible

    Ian Guest

    The round window said it was 25/05/2004,so Ben grabbed his blunt
    crayon and scrawled:\n
    Absolute crap.

    You can insure it on a laid up basis, which only covers it for theft
    and fire.

    If it's not going on the road, why would he need a license?
     
    Ian, May 28, 2004
    #26
  7. So where would she obtain said insurance?
     
    Insanely Sensible, May 28, 2004
    #27
  8. Insanely Sensible

    sweller Guest

    Try Carole Nash.
     
    sweller, May 29, 2004
    #28
  9. I have. No joy.
     
    Insanely Sensible, May 29, 2004
    #29
  10. Insanely Sensible

    sweller Guest


    I'm surprised.

    I thought they did something for machines during restoration or stored
    off the road. Try the other classic brokers (look in Classic Bike and
    the like) Footman James etc. Lancaster advertise "Laid Up" cover on
    01480 484814.
     
    sweller, May 29, 2004
    #30
  11. Insanely Sensible

    Pip Guest

    You're not alone there.
    Good call - also, this lot:
    http://www.biketeam.co.uk/
     
    Pip, May 29, 2004
    #31
  12. It was somewhere around Barstow, on the edge of the desert, when the
    I've had laidup cover on a Scim, but I was also paying for one to be on
    the road at the time. Afair, separate laidup cover was also available.
    That was from FJ, iirc.


    I'd be surprised if there's not a broker somewhere who can arrange it
    for a bike.

    --

    Dave

    GS 850 x2 / SE 6a
    SbS#6 DIAABTCOD#16 APOSTLE#6 FUB#3
    FUB KotL OSOS#12? UKRMMA#19 COSOC#10
     
    Grimly Curmudgeon, May 29, 2004
    #32
  13. Thanks, I'll try those suggestions, the sticking point seems to be when
    they ask me what licence I hold.
    But I'll be persistent!
     
    Insanely Sensible, May 29, 2004
    #33
  14. It was somewhere around Barstow, on the edge of the desert, when the
    drugs began to take hold. I remember "Insanely Sensible"
    If you're only looking for layup cover, who's to say it's yours?
    You can be the owner, but the keeper, and therefore the person who's
    looking for layup cover, could be anyone you know with a full licence.

    Strictly speaking, I don't see their problem with giving you layup cover
    on a provisional or whatever you have. It's simply another insurance
    quote - but these days if you don't fall into one of a number of
    specified categories the brokernumpties can't handle it.
    You need a more specialised broker, one who's used to handling odd
    requests for insurance.

    --

    Dave

    GS 850 x2 / SE 6a
    SbS#6 DIAABTCOD#16 APOSTLE#6 FUB#3
    FUB KotL OSOS#12? UKRMMA#19 COSOC#10
     
    Grimly Curmudgeon, May 29, 2004
    #34
  15. Lancaster are good; Claire is insured with them.

    Although we couldn't insure her bike with no license; it
    went on my policy. I guess those people doin restorations
    etc. still have licenses...
     
    William Grainger, Jun 1, 2004
    #35
  16. I rang Lancaster, and they would insure my bike but only if the main rider
    had a full licence, so no joy there.
    Footman James, however, would give me storage cover, regardless of what
    licence I hold, so persistence paid off.
     
    Insanely Sensible, Jun 1, 2004
    #36
  17. Insanely Sensible

    Ian Guest

    The round window said it was 29/05/2004,so Insanely Sensible grabbed
    his blunt crayon and scrawled:\n
    Try

    Sunninghill Insurance. Guy called Andy Mac.

    Bickley Insurance - Guy called Jeff Bickley.
     
    Ian, Jun 7, 2004
    #37
  18. Insanely Sensible

    Lozzo Guest

    Ian says...
    This bloke called Guy, he goes by a fair few names, doesn't he? He
    sounds well dodgy to me.
     
    Lozzo, Jun 7, 2004
    #38
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