Last year I paid 214 quid to insure the '05 SV650S, '98 CBR600 trackbike and the '81 SR250 all FC on a multibike policy. I got this year's renewal notice through and it had jumped to 439 quid with the '09 Versys in place of the SV650S. A quick call to Auntie Carole and they can't give me an explanation, so I asked them to remove the SR and CBR as I am selling the 250 and using the CBR on track only. This brought the policy down to a nicer 165 sheets FC. Neither me nor the CN geezer could understand how a '98 CBR600 worth 800 quid and a '81 SR250 worth 700 quid could make my premium so high. Anyway, I went with the 165 quid option and I'll buy yet another FOAD lock and ground anchor for the CBR instead. I only really insured it to give me theft cover and only took it out on the road a handful of times.