Insurance offer puzzle

Discussion in 'UK Motorcycles' started by Eddie, Jul 9, 2009.

  1. Eddie

    Eddie Guest

    Mrs Eddie has *finally* been informed by her insurance company that her
    S4R is going to be written off. Quelle surprise.

    More surprising is that they've offered her an amount that's in excess
    of the insured value, the valuation on Parker's, or the dealer prices of
    similar models with lower mileage.

    I know the usual advice is "never accept the first offer", but I don't
    think we can find any evidence that would support an increase.

    WTF are they up to?
     
    Eddie, Jul 9, 2009
    #1
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  2. Eddie

    Colin Irvine Guest

    Only one way to find out.
     
    Colin Irvine, Jul 9, 2009
    #2
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  3. Eddie

    Eddie Guest

    I suspect it's not worth the hassle. IIRC, it's considerably more than
    she paid for it, so it's not like she'd be losing out.
     
    Eddie, Jul 9, 2009
    #3
  4. Eddie

    Catman Guest

    Had similar with my Speed Triple, though at the time I figured it was
    because they didn't want to fight the point that it was their agents
    that lost the damned thing.

    I took the money.

    --
    Catman MIB#14 SKoGA#6 TEAR#4 BOTAFOF#38 Apostle#21 COSOC#3
    Tyger, Tyger Burning Bright (Remove rust to reply)
    116 Giulietta 3.0l Sprint 1.7 145 2.0 Cloverleaf 156 V6 2.5 S2
    Triumph Sprint ST 1050: It's blue, see.
    www.cuore-sportivo.co.uk
     
    Catman, Jul 9, 2009
    #4
  5. Eddie

    Colin Irvine Guest

    Sorry, that's not what I meant. I'd accept the offer and see if it's
    good.
     
    Colin Irvine, Jul 9, 2009
    #5
  6. Eddie

    darsy Guest

    who cares? Take the money and STFU.
     
    darsy, Jul 9, 2009
    #6
  7. Eddie

    Eddie Guest

    Ah, right. I can't see why it wouldn't be.

    Apparently the engineer suggested that value because the bike was in
    such good condition (apart from the crash damage, obviously). I'm
    wondering if our friendly local mechanic put something in the engineer's
    coffee...
     
    Eddie, Jul 9, 2009
    #7
  8. Eddie

    Eddie Guest

    Are you trying to reclaim your Voice of Reason title?
     
    Eddie, Jul 9, 2009
    #8
  9. Eddie

    darsy Guest

    I never really relinquished it.

    Various soi-disant VoRs have paraded the title around like a velcro-ed
    on badge, but it's still mine in actuality.
     
    darsy, Jul 9, 2009
    #9
  10. Eddie

    Eddie Guest

    They were all pale imitations of the real thing.
     
    Eddie, Jul 9, 2009
    #10
  11. Eddie

    Beav Guest

    If he did, find out what, so I can lob some in the insurance assessors drink
    next time he comes here.

    --
    Beav

    VN 750
    Zed 1000
    OMF# 19
     
    Beav, Jul 9, 2009
    #11
  12. Eddie

    Pip Guest

    Are you going back to the Orange Meme?
     
    Pip, Jul 9, 2009
    #12
  13. Eddie

    darsy Guest

    Tango comes in "pale" these days too, you know.
     
    darsy, Jul 9, 2009
    #13
  14. Eddie

    Eddie Guest

    You can take it whichever you want it. Fnaar.
     
    Eddie, Jul 10, 2009
    #14
  15. Eddie

    wsotw Guest

    Nothing unusual. it's just that they are using everybody else's
    increased premiums to pay Mrs Eddie.

    65% increase in home insurance, 30% on car and approx. 2quid on bike!!!

    and I've had no claims again this year

    so when you get the payment note how much you have to give to me (and
    the others of course) who have funded it.
     
    wsotw, Jul 11, 2009
    #15
  16. Eddie

    Colin Irvine Guest

    <looks at calendar>

    Oi! Your annual post isn't due until next month.
     
    Colin Irvine, Jul 11, 2009
    #16
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