Insurance oddness

Discussion in 'UK Motorcycles' started by Pip, Jul 21, 2005.

  1. Pip

    Pip Guest

    I'm horribly confused. Even more than normal.

    Casting around for quotes for the Speed Triple, I was puzzled by the
    huge variations, even more so when the same broker gave me different
    answers a couple of weeks apart. I found out why, today.

    The insurance companies have no data on the new model, so the brokers
    have been instructed to base their quotes on "comparison criteria".
    Carole Nash, for example, are quoting on the basis of direct
    comparison with a Triumph Thunderbird Sport. *W*T*F*?

    I'm at a loss - but what really concerns me is that if I buy one and
    insure it on this basis, that when they get their act together the
    premium will rocket (hah!) on renewal.
     
    Pip, Jul 21, 2005
    #1

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  2. Pip

    Fred Guest

    Don't tell me you are horribly confused, I don't believe it.
    You don't seem normal to me.
    You seem frustrated.
    You're an arsehole.
    Format and reinstall.
    What sport do you play?
    Unheard of.
    Normal people rarely are at a loss -.
    You haven't made quota.
     
    Fred, Jul 21, 2005
    #2

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  3. Pip

    Christofire Guest

    Is there an insurance group rating for it yet? You could try to work
    it off that, and get a couple of quotes for last year's model to see
    what that's like. If all else fails, ask them?

    I do suspect that if you go for a cheap quote this year you'll get
    stung next year. I've not known the words "nice surprise" to ever
    exist in the context of vehicle insurance.
     
    Christofire, Jul 21, 2005
    #3
  4. Pip

    tallbloke Guest

    You want the bike so have it!
    Go with the cheap one and just shop around again next year. I've always found
    Carole Nash's to be fairly negotiable.

    "Come on, it can't have increased that much!"
     
    tallbloke, Jul 21, 2005
    #4
  5. Pip

    mike bothe Guest

    [snip]

    why don't they use the data from the 2004 Speed Triple?

    Just by the bike, sort the insurance later.
     
    mike bothe, Jul 21, 2005
    #5
  6. Pip

    Mungo \two sheds\ Toadfoot Guest

    Pip's drool?

    Si
     
    Mungo \two sheds\ Toadfoot, Jul 21, 2005
    #6
  7. Pip

    Adrienne M Bonwick Guest

    because its not the same bike? completely different engine.

    it'd be a better comparison than the thundersport though.

    --
    Adie
    (replace spam with nickname to reply)

    UKRM FAQ: http://www.ukrm.net/faq/

    Triumph 955iSS / GSF1200 bandit / CG125
    MRO#11 BOTAFOF#7 BOTAFOT#130 DIAABTCOD#17 MIB#24 YTC#16 BOB#15 ex-UKRMMA#22 BOMB#11
     
    Adrienne M Bonwick, Jul 21, 2005
    #7
  8. Pip

    mike bothe Guest

    Oh, right.
     
    mike bothe, Jul 22, 2005
    #8
  9. Pip

    mike bothe Guest

    Mensch!
     
    mike bothe, Jul 22, 2005
    #9
  10. Pip

    dwb Guest

    I've found doing speculative quotes for a renewal later this year that my
    quote has doubled in the last year, despite one extra year NCB.
    I am most confused by this.

    On the postiive side, based on these quotes, a GSX-R1000/1300 would only
    cost me £200 more than the V-Strom.

    Something's a big messed up somewhere.
     
    dwb, Jul 22, 2005
    #10

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