you can only insure a commercial vehical as a commercial vehical, be warned you can transfere your car insurance over to commercial vehical but you will not be able to transfere it back!
I think it may depend on the size, a friend of mine striggled when he was running a ex-army truck to get insurance. His problem was that it required a HGV licence, which he had. AIUI if it had been a more 'normal' sized vehicle[1] then it wouldn't have been a problem. Certainly a couple of people at my dive club use transit sized vans as personal transport but I don't know what if any problems they had. Best bet I guess would be to make some phone calls before committing yourselves. [1] Transit, Sprinter, Boxer, Partner etc
We're thinking of getting a van when the Fester dies. Someone on here reckoned it was difficult to get insurance to run a van as a private vehicle. All info welcome on this please. -- Marina Mayes - Reading, UK. To email me remove XX from my address SR250 - on the road again. BOTAFOT12, BOD#2, BOTAFOS#2 KotLBOD#s, KotLBOTAFOS#s,IMC#2, Tart#10-19, SR#3 Original Sinergy - wicked T-shirts for a wicked world: www.originalsinergy.com I never give in to fear or blackmail; I always give in to temptation. www.pericles.demon.co.uk "You're a national treasure" - porl, 18.1.03
Many companies offer insurance on vans for none commercial purposes, www.cis.co.uk being one of the cheapest.
Loads of racers have the same problem. Ring CIS (www.cis.co.uk) for a quote and make sure you say it's not for commerical use. Vans with a camper conversion certificate are even cheaper, like mine. )
Wrong! Go online to Norwich Union, they do van insurance for private use and are considerably cheaper than others I've had over the years.
marina emerged from their own little world to say My brother runs a converted Iveco ambulance. He insures through NFU Mutual http://www.nfumutual.co.uk/you/motor-insurance/van.htm for your nearest branch
says... I hate to do this, but you're right. I did the same when I ran a Vauxhall Combo van as a private motor, having previously insured it as a commercial. I was with Royal Sun Alliance then.
Daz says... CIS used to class all vans being used privately as group 2, regardless of age, value, make or model.
The only other thing I can think of is that I thought sweller was trying to sell his van, if you're looking for one.
Not yet as we don't have any money... I am presently making the sunday joint out of bits of discarded lorry tyre that I carve into shape with the dremmel, then paint the appropriate colour with poster paints... No one can bring themselves to eat it, its been served up 3 weekends running... We're saving a small fortune on our sunday roast bills...
That might have been me, but having now bought a van, I can report that there's a reasonable amount of choice, and no jumping through hoops required to organise it. The quotes I got did vary *hugely* though (29 YO, full NCB on the car, living in an OK area). From a shade under £500, right up to over £1000, for a five year-old LDV pilot valued under £2000. Eventually went with Direct Motorline (brokers), who credited me with 4 years NCB, despite the fact that I wasn't carrying-over any from the car, plus supplied full 'get you home' breakdown cover for an extra £30.
