insurance/damage/re-sale question

If you have a vehicle (in this case it's a car) and requires damage
repair, paid for by the insurance company, but it's not been declared
any sort of write-off...does this have any downstream issues in terms
of having to declare it to future purchasers or anything? Anyother
way of phrasing this, is will such authorized repairs show up on any
sort of background check of the vehicle?

I'm assuming not, but wanted to ask the FONT.

Got my car back (after two months!) last weekend. It's not quite right
though - looks fine, goes stops and handles as before, but there's a
couple of "funny noises", which I'd appreciate any suggestions as to
what they might be (it's an RX-8)

1) on medium speed (40-60) right handers, there's a sort of "squeak
squeak" from the nearside rear wheel direction &

2) slightly more irritating, when braking hard(ish) from 20mph to rest
there's an on/off rough grinding sound coming from near the driver's
side front wheel - sort of sounds like a warped disk or caliper off
true, but the brakes work fine at all speeds and don't appear to make
this noise braking from faster (though that could be 'cos engine/road
noise masks the unwanted noise, or that it could be at a higher
frequency).

any (reasonable) suggestions gratefully received; I'm taking it back
to the repair shop at the weekend to get them to take a look, but I'd
like to be 1/10th aware of what I might expect to here.

 

Not usually, sometimes the INS Co give it a Cat D status but that
usually means they take it away and dispose of it, if you still have it
and the V5 has never left your side then it has no onward hassle.

Alan
--

 

that's what I though - never had to give the V5 to anyone, and the
insco specifically told me they wouldn't write it off.

 

Its the subtle difference between Cat D and buy back and 'take this money
and repair it yourself'. If there was no buy back transaction (they'd
have wanted the V5 for that, I'm sure) and just a cash payment then it
should(1) be fine.

1: Not that every claims muppet knows what they are doing - it maybe be
worth checking they havent flagged it Cat D if they had no reason to.

 

You are correct. I had the front end of an XJS rebuilt using some used
parts, paid for by the Insco and coming in at much less than their
estimate, and hence allowing it to be repaired rather than
written-off, which they were otherwise going to do.

As such, there's no place that the information could be recorded - of
course the insco will have the data, but the detailed info won't be
released to anyone else.

 

ta all - I'll just check with the insurers to be sure.

They arranged for the car to be collected by the repair shop, they
paid the repair shop the cost of the repairs minus my excess, and all
I had to do was pay the repair shop the excess amount, and they
delivered the car to my house.

 

Yes, if they ask the question.
When trading a car in now, it's common to have to sign a form to say it's
not been subject to significant accident damage in the past, and you can
imagine what happens to the trade-in value at this point when you say yes.

My first Octavia got rear ended and punted into the car in front when it was
only just over a year old, and I claimed from the offending driver's
insurance for a reduction in it's second hand value in addition to the usual
stuff. It was 8% of the value at the time, so well worth doing.

Annoyingly it also took an age to get the repairs done right - the first
garage did a shoddy job twice and it went elsewhere to be rectified in the
end. As it happens, when I traded it in, I didn't get asked about it's
history which was nice. Odd really as it wasn't every quite right afterwards
and there were a couple of tell-tale signs that you'd expect to have been
spotted.

 

But you're French and it's different once you cross the Channel.

 

The only time we query anything like that is if an HPI check shows a
vehicle has insurance history - that's when we recalculate its value
and decide it's going to be broken for spares. We won't sell a
previously written off[1] bike to a retail customer.

If a bike has been properly repaired then it makes no difference to the
retail value if it doesn't show up on an HPI check. It's our job to
spot bad repairs when we're checking over prior to taking it in, and
that's another time when we recalculate the price, but this time to
take into account repairing it again to how it should be.

[1] For whatever reason

 

But there's no need to offer the information if it's not asked for

I've just checked the form I signed this evening and it's asked if the
car's been involved in an accident resulting in a total loss claim and
that's all.

Annoyingly it also took an age to get the repairs done right - the first
garage did a shoddy job three times. As it happens, when I traded it in,
I didn't get asked about it's history which was nice. Odd really as it
wasn't ever quite right afterwards and there were a couple of tell-tale
signs that you'd expect to have been spotted.

 

I've had it on two out of three purchases.

 

Nope. Only write-offs are recorded in the history.

Body in the boot?

It's almost impossible to diagnose a problem from a description. Your
"squeak" maybe someone else's scream and sound travels in odd ways through a
vehicle, so what sounds like it *must* be coming from the front right hand
side could easily be really coming from the back left hand side.

GAMI (the back to listen while you drive)

 

Nor me and we deal with this shit every day. I'm not going to say it never
happens, but it's certainly not common and I've never seen any form to say a
vehicle has been repaired.

 

IME they don't need your V5 to record it as a cat D etc. Give it a
couple of weeks then it's worth spending a couple of quid on eg
mytextcheck to make sure it doesn't come up as recorded.

As Beav says, pretty hard to tell, but sounds like rusty discs?

 

In communiqué

Suspension bush?

Caliper heat shield ? I had that on the 6 after the wheel/kerb
interface damage to the front suspension was repaired. TBF though that
was more of a scrape-scrape whether braking or not. Not very obvious
unless going slowly with the window open. They had it back and adjusted
it.



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I concur.

We've traded in two cars in the past 15 months and it wasn't asked on
either occasion.