Insurance claim (DT175MX)

Had a letter through the door this morning from Zenith Insurance.
Wondering what they'd have to say, I opened it to find, "This cheque is
full and final settlement of your insurance claim"!

Of course the bastards only paid purchase-price less excess. Didn't
stop them taking the premium for the full declared value though, did it?

--
Ivan Reid, Electronic & Computer Engineering, ___ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD, DT175MX-MIA "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

Hmf. I'd be pissed off about that. was it an "agreed value" policy?

 

I'll have to check the small print in the policy booklet; it just
says "Value: £1200" on the policy itself (and on the Statement of Facts).

--
Ivan Reid, Electronic & Computer Engineering, ___ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD, DT175MX-MIA "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

I also think that's true. They can offer you a cheque, but there's no
settlement until you bank it. The price you paid is irrelevant if you
knew it was worth more, told them that, and agreed the insurance
contract on that basis.

Regards,

Simonm.

 

Dr Ivan D. Reid said...

Send it back with a letter explaining that you'll listen to them and
accept payment once they've dismissed 'Cannon and Ball' from their claim
handling team.

 

<fx whoosh>

Were they the couple of female PIs on TV somewhere several years ago?
I vaguely heard about 'em...

</fx>

--
Ivan Reid, Electronic & Computer Engineering, ___ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD, DT175MX-MIA "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

Right, AFAICT the relevant part in the booklet says:
"The maximum amount we will pay will be the market value of your motorcycle
immediately prior to the loss but not exceeding your estimate of the value
shown on your policy schedule."

Given the scarcity of vehicles of this type in this condition
arriving on the market, perhaps they feel justified in ruling, "purchase
price must be market price" without taking into account the seller's
discount for lack-of-fucking-aboutedness.

OK, I'm going to have to ring them, and argue the toss. The
chalice is poisoned somewhat by the seller being the valuer, but there
were mentions of higher valuations from dealers who saw the bike -- I
may need to seek affidavits from them!

Can someone please mention this thread to Kiran? I'm up to my
all in assigators at the moment and don't have much Usenet time.

--
Ivan Reid, Electronic & Computer Engineering, ___ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD, DT175MX-MIA "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

Dr Ivan D. Reid said...

Nope, they were pseudo-comedians, much the same as your insco's claim
handlers.

 

Dr Ivan D. Reid proposed


<snip silly insco business>[1]

Far more important!

Christofire wants to see a 'Carmichael' of you in the Antarctic.


[1] Well, I do hope you get it sorted!

 

www.mawson80.org ?

Ta.

--
Ivan Reid, Electronic & Computer Engineering, ___ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD, DT175MX-MIA "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

Dr Ivan D. Reid came up with the following;:

LOL ... http://www.mawson80.org/ ...

"Which one's Ivan ?"

"He's the one with the beard ..."


I'll get me coat ...

 

I did shave it off at one point. No-one could understand why (I
get chronic dandruff, but I wasn't telling them that).

You'll need it -- it was -34 C one night on base, and colder up
on Rumdoodle Mountain. I have another picture, taken in November when
the max was hitting +2 to +5 C -- several of us are in t-shirts and shorts...

--
Ivan Reid, Electronic & Computer Engineering, ___ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD, DT175MX-MIA "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

Got home today to find a card for attempted delivery of a Special
Delivery letter. I wonder if that's the settlement from my Travel Insurance
for the PocketPC? (It's probably not a summons from TV Licensing because
AFAIK they haven't worked out my name yet. They keep sending letters to
the previous owner "or The Legal Occupier".

--
Ivan Reid, Electronic & Computer Engineering, ___ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD, DT175MX-MIA "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

Using the patented Mavis Beacon "Hunt&Peck" Technique, Dr Ivan D. Reid

It'll be an NIP for speeding on the DT. Last week. ;^)

--
Wicked Uncle Nigel - There are few things in life more sinister than a
public toilet with the lid closed.

WS* GHPOTHUF#24 APOSTLE#14 DLC#1 COFF#20 BOTAFOT#150 HYPO#0(KoTL) IbW#41
SBS#39 OMF#6 Enfield 500 Curry House Racer "The Basmati Rice Burner",
Honda GL1000K2 (On its hols) Kawasaki ZN1300 Voyager "Oh, Oh, It's so big"
Suzuki TS250 "The Africa Single" Yamaha GTS1000

 

Hey, if one were an illegal occupier, does that mean that one doesn't
need a TV license?

 

If you don't mind the tuppenceworth of a nasty wee lurker, I'd say that
arguing the toss could be worthwhile. Last year when my car was
written off, I was offered in insulting sum, less excess, which left just
enough to cover the outstanding finance.

The car was insured for market value and I spent the best part of 6
weeks playing postal tennis with screen dumps from autotrader and
ebay of similar vehicles until eventually they doubled their initial offer
to a more realistic sum...mind you, it only left enough for a mondeo -
bit of a come down after a golf gti Fight your corner - even if you don't
get what you want, at least you'll have made their life a bit more
difficult

G

 

"We got beards"

 

Dr Ivan D. Reid proposed

Well, all sweet and dandy, but that jump suit won't get him excited.
Somebody claimed there is a longstanding tradition amongst Antarctic
explorers to get a picture taken with less than apropriate clothing and
Christofire seemed to be hell-bent to find your picture online.

 

Ah, not all expeditioners do the mid-winter swim thing. Besides,
it's dark.... One thing you shouldn't do, tho', is leave your camera
unattended -- you end up wondering whose member you have a photograph of.

--
Ivan Reid, Electronic & Computer Engineering, ___ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD, DT175MX-MIA "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

Sounds just like any ukrm event.