Insurance Cat C and trackdays

I have been tinkering with the idea of getting a track only bike and
have been wandering through HBC. Is there anything I need to now
regarding Cat C bikes being allowed onto tracks etc? I have seen the
following which could fit the bill.

http://www.hbc.co.uk/cgi-bin/zyview/D=vehicles/V=bidding/R=1534838

-- Entwisi Honda XL1000V
Varadero 'The Big V' FBOTY#2003 PIT#3(KoTL)

 

Jeez the beam frame of the GSXR750 has taken a knock! It now goes over the
fucking engine!

 

No. At proper race meetings there is scrutineering, which checks that
your bike is safe. At track days, no one gives a ****. In fact, they
do, but they can't in case they pronounce something as safe and then
get sued afterwards.

At the last track day briefing I was at, the chap made a point of
saying that the grass was slippery - apparently, a rider ran onto the
grass, crashed, and then sued the organisers because he hadn't been
warned the grass was slippery. He won. The world is fucked.

 

In

Cat C bikes are legal on the road, so I wouldn't have thought you'd have any
problem on the track.

 

Champ says...

At Snetterton they made us sign a bit of paper saying our bikes were safe
to be out on the track but the organisers didn't look at the bikes to
check.

They told us that as well and endless warning about how you *must* warm
your tyres for 3 laps at the start of each session.

 

So what's the difference?

I did look in the FAQ and came up num-trumps.

I'm guessing a CAT A is never allowed to be used ever again, CAT B is
that parts can be used that aren't completely mangled, CAT C is
structural damage like forks, frame etc. and CAT D is just cosmetic?

If that's true, there really are some bargains.

 

Whinging Courier says...

CAT A and B are wrecks and fit only for the skip and have to be scrapped.

CAT C is uneconomic to repair

CAT D is uneconomic to repair but cosmetic damage only.

And some real rip-offs. Like 3,295UKP for a rebuilt CAT C Fireblade RRT
in a dealers near me.

 

Right. Ta.

How would you know? Do they have an obligation to tell you? It's not
exactly a selling point.

 

I'd think it would have to be declared - it would show up on HPI anyway, and
also when you tried to insure it.

 

Whinging Courier says...

They have to tell you.

 

In

That's what my R6 is right now.

 

Close, but I tripped over summat the other day ...

<rustles about on desk>

Here you go:

Category A:

Scrap only - this vehicle should be crushed. It must never reappear
on the road and there are no economically salvageable parts. It is of
value only for scrap metal - e.g. a totally burnt-out vehicle.

Category B:

The bodyshell/frame should be crushed/destroyed (I've seen this, after
a bike was declared a Cat B writeoff the frame was drilled through and
through with a big cobalt bit to ensure it was never used again).
The vehicle should never reappear on the road, but it can be broken
for spare parts plus any residual scrap metal.

Category C:

Vehicle extensively damaged and insurer has decided not to repair.
This may be purely cosmetic damage, but usually would include
broken/damaged casings, levers, bars atc. as well as plastics. May be
repaired and put back on the road. Has to pass an inspection to be
re-registered as damaged repaired.

Category D:

Vehicle damaged and insurer has decided not to repair. This is usually
the "cosmetic write-off" category. Has to pass an inspection to be
re-registered as damaged repaired.

And one I'd never heard of before - Category F:

Vehicle damaged by fire and insurer has decided not to repair. Has to
pass an inspection to be re-registered as damaged repaired.

HTH