Insurance again.....

Ran the quotes through confused.com:

Motorcycle Direct came out cheapest for the VFR @ £166 FC.

Asked them to add the Hongdou - '£332, please' [1]

I laugh. Tell them I'll do some phoning around.

Back to confused.com, run a quote on the Hongdou by itself, with no NCB
(using it on the VFR, obviously) - £97.25

Guess I'll be taking out a 2nd policy, 'cos at least I can earn a 2nd
lot of NCB that way.

 

You can until you have a claim with EITHER of the policies.


--
Beav

VN 750
Zed 1000
OMF# 19

 

Are you sure about that?

I know you have to declare any claims, but they can't take the NCB
earned on one policy off you because you've claimed on another, surely?

 

(SteveH) wrote in

You are correct. Doesn't stop the fuckers loading the premium on both
policies though.

--
wessie at tesco dot net

BMW R1150GS

"Wessie is a lovely man with many wonderful qualities" TM Blaney

 

Well, finally got it sorted at bargain-basement prices, too.

£121 for the VFR, fully comp.
£ 88 for the Hongdou, TPF&T.

 

(SteveH) wrote in :

Which insurer(s)?

--
wessie at tesco dot net

BMW R1150GS

"Wessie is a lovely man with many wonderful qualities" TM Blaney

 

Bennetts for the VFR and MCE for the Hongdou. (MCE quoted £146 online,
but phoned me and I bartered them down to the 88 quid.)

 

What did you offer them in return for the reduced premium then?

--
Dan L

http://thebikeshed.spaces.live.com/
1996 Kawasaki ZR1100 Zephyr

BOTAFOT #140 (KotL 2005/6/7)
X-FOT#000
DIAABTCOD #26
BOMB#18 (slow)
OMF#11

 

to STFU

--
wessie at tesco dot net

BMW R1150GS

"Wessie is a lovely man with many wonderful qualities" TM Blaney

 

Heh, genuine LOL here, thanks for that.

--
Dan L

http://thebikeshed.spaces.live.com/
1996 Kawasaki ZR1100 Zephyr

BOTAFOT #140 (KotL 2005/6/7)
X-FOT#000
DIAABTCOD #26
BOMB#18 (slow)
OMF#11

 

Well not "as such", but it does make one wonder why they want to know and
you discover the reason when renewal time comes around.


--
Beav

VN 750
Zed 1000
OMF# 19

 

Well, yes, they'll load the policy because you've had a claim.

However, they also apply the discount that hasn't been affected by the
claim.

I'd certainly prefer to have a 'spare' discount to use if I do have to
make a claim at some point.

To be honest, the VFR is getting to the point now where it would have to
be stolen or completely written off before I'd submit a claim against
it. (Even if written off, it would be a close run thing, 'cos a lot of
bits are worth lots if you break one)