On 7 Jan 2004 02:03:45 -0800, [email][/email] (antonye) wrote: [QUOTE] The one that sends me the most are MBNA, but they're usually always "special offer" ones which don't have the cash advance fee. My card is just a "normal" MBNA one (actually a Planet Hollywood card, but don't tell anyone) that I've haven't used for years. I don't get any cashback on this, so maybe that's why the cheques are different?[/QUOTE] That may well explain it - not paying out cashback would give them a margin to play with I guess. [QUOTE] They did give me a book of credit card cheques when I first got the card, but have never used them. The special ones turn up as part of a printed letter (you only get about 4 or 5) with details of the special rates. I think it's aimed at getting you to do balance transfers and the like too.[/QUOTE] Yeah, mine arrive every now and then like that but I just shred them since the ones I get always include a sneaky little bit about a 2% fee. I guess you and Champ are just lucky. Shame, 1% cashback on a house purchase would have been quite something :-)