Illegal Cans.

ogden says...

I declared the non-MOTable Scorpion cans on my Firestorm, Co-Op
Insurance weren't bothered by them at all.

That said Co-Op were a proper bunch of cunts when I got a renewal notice
that was one figure, then took double that on the direct debit. I fought
it and ended up getting a year's free insurance.

 

I was talking to the insurance engineer that checked-out my near-write-off
X-Type.

Seems he also inspects crashed bikes, as he said "It's amazing how many bike
suffer bent forks, smashed fairings etc but the *original* can is totally
unscathed" - if only they could make the whole bike from the same material"

I started to explain but he was way ahead of me...

On a side note, the last time a got a renewal notice for my Focus 2.0 it
included the question...

"Has the vehicle been chipped? If yes, provide details"

I though for a while and wrote on the form...

"It has a few stone chips on the bonnet"

However, if they'd asked the question...

"Has the ECU been modified with performance firmware" they might have got a
different response ;-)

 

Err, exactly what I did actually. My (at the time) current insureer
wouldn't cover me for any non-standard parts at all, so I rang another and
said "I wanna switch to you, and I'm getting an illegal exhaust." She said
she'd speak to the underwriter - came back and said "fine, but if you crash
we don't replace the can". Only very slightly worryingly, the cert says
"unmodified".

But insurance cos don't have carte blanche to refuse to pay out these days -
people have taken them to court before and the ruling has been that the
insurers have to prove the undeclared mod caused/contributed to the
accident. Can they claim it only happened cos the car heard you coming?
;o)

Just keep it in a high gear in town, eh?