I don't get it (insurance)

I'm told today that I cannot have TPF&T on the ZX-9R because it's now a
group 17 bike, as opposed to a group 16 like it was before, so I have to
have comprehensive. WTF is that about... surely the risk is mine to take.
If I want to bear the cost of repair myself, isn't that down to me? Or is
there some extra 3rd party liability in a comprehensive policy that I was
previously unaware of?

 

Try a different insurer. I got the same bollocks when I tried to insure
the van.

 

Switters says...

My ZX-9R is insured TPF+T through Carole Nash. Costs me 161 quid with
the 3 MS90 points that they really don't like on my licence. I found
them cheaper than anyone Bennets would quote me for. I had to change
company because the previous insurers, on my Thunderace, wouldn't take
on the ZX.

 

That's wierd - I'm with Carole Nash! And I've got a clean licence. Who's
it underwritten by?

 

Maybe lots of people have crashed them, 'lost' them and then reported them
stolen?

Does seem odd.

 

Yep. Youngish rider spends his last buck on expensive posing
machine then takes it over the high side first time it rains.
Because fully-comp was priced so prohibitivly he took TPFT, but
now faces a two-grand repair bill. So he phones a mate for a lift
home and reports the bike stolen. The filth can't be arsed to
even go look at the bike. They just phone their designated
recovery firm then issue a case number.

Then there's the other scenario where he's ridden hard n' mean
all the way to engine self-destruct. Dump it in a ditch, light
the fuel, make the call.

riccip

 

Switters says...

Highway Insurance

 

Never heard of them. Do they insure against attacks by Robin Hood?

 

Switters says...

No, but I have a Dick Turpin clause in the policy

 

In

Who's "Turpin" then? Poor sod...


--
Pete M

Ford Capri (ressurection starts soon)
Sierra V6 2.9 4x4 Twin Turbo Estate
COSOC #5
Scouse Git extraordinaire. Liverpool, Great Britain

 

Money or life? Or both?

 

Pete M says...

You never know, he might like that kind of thing

 

Using the patented Mavis Beacon "Hunt&Peck" Technique, Eddie

Neither, the insurance is only valid for non-stop London to York
journeys.

I'm sure my late, lamented boozer can't have been the only one to sport
a blue "Dick Turpin Did Not Stop Here" plaque, can it?

--
Nigel - Manufacturer of the "Champion-105" range of rearsets

WS* GHPOTHUF#24 APOSTLE#14 DLC#1 COFF#20 BOTAFOT#150 HYPO#0(KoTL) IbW#41
ZZR1100, Enfield 500 Curry House Racer "The Basmati Rice Burner",
Honda GL1000K2 (On its hols) Kawasaki ZN1300 Voyager "Oh, Oh, It's so big"

 

It was somewhere around Barstow, on the edge of the desert, when the

In the event of you not making a claim you get to ride Black Bess in the
office?

--

Dave

GS 850 x2 / SE 6a
SbS#6 DIAABTCOD#16 APOSTLE#6 FUB#3
FUB KotL OSOS#12? UKRMMA#19 COSOC#10

 

Grimly Curmudgeon says...

If she's game, then so am I.

 

ah, that'll be the one bike only, no riding any other bike policy
then.

--
Adie
(replace spam with nickname to reply)

UKRM FAQ: http://www.ukrm.net/faq/

Triumph 955iSS / GSF1200 bandit (pending) / CG125
MRO#11 BOTAFOF#7 BOTAFOT#130 DIAABTCOD#17 MIB#24 YTC#16 BOB#15 ex-UKRMMA#22 BOMB#11

 

Adrienne M Jenn says...

No, that's the one bike only, but you can ride others policy.