House insurance & Bike gear

You're right. I totally missed your point.

As it is, I've just paid a little bit more to get the cover I wanted and it
happens to include a few extras.

Therefore, I have no need to refer to ombudsman or other crap, I have
decided with my wallet.

 

Yes, I had a look - unfortunately they lived up their name and wanted 28%
More Than anyone else.

 

in

Just buy some shonky old FM.

 

You mean, and stick the ventillation system back together with
Duck-tape to eke out a few extra years worth of wear'n'tear? Errr....

 

Now *that* is getting the point

<snip>

 

Shame, this could have been worth a laugh.

 

If you've got a ten bob head......................[1]



[1] This may work out cheaper than the Jim mentioned in the cock up thread.

 

Hmm, I'm only with them through inertia. I took out the policy a few
years back when they were Royal Sun Alliance and left it there when
they became More Than because it seemed a pretty reasonable amount.

Might have to have a look at others.

 

NU cover it under the Personal Belongings section but it's an extra to the
standard policy so you have to pay a few quid more. They recently paid out
for my helmet after I dropped it.

 

I put down my bike boots as safety equipement, with a totally free
conscience. As I do any other safety equipement, whether it be a
helmet, gloves or jacket... IT IS SAFETY EQUIPEMENT... The taxman so
far seems to be a cool guy...

If nothing else, claim back the tax... It helps you to be in
safer/better shape for work...
--
O
1 Black, shortly to undergo extensive surgery.
1 Red, undergoing lightweight surgery. -----
1 Blue, for Power-Ranger baiting. | o |
Numbers ... | o |
Stuff ... | ooo |
Life ... -----

 

So how do they define travelling to work 340 days a year by motorcycle
.. as your only means of transport? (We'll forget the 3 months that I
drove JP's old Volvo...).
--
O
1 Black, shortly to undergo extensive surgery.
1 Red, undergoing lightweight surgery. -----
1 Blue, for Power-Ranger baiting. | o |
Numbers ... | o |
Stuff ... | ooo |
Life ... -----

 

On Thu, 17 Jun 2004 14:41:16 +0100, HooDooWitch

snip

snip

And what do they define as sporting kit? Most everything that bikers
generally wear... every journey, every day?
--
O
1 Black, shortly to undergo extensive surgery.
1 Red, undergoing lightweight surgery. -----
1 Blue, for Power-Ranger baiting. | o |
Numbers ... | o |
Stuff ... | ooo |
Life ... -----

 

I've been seen around the office on dress-down days[1] in my leathers. On
the rare occasion that they've been remarked upon, I've pointed out that
they're "sportswear", and therefore as acceptable as the footie shirts every
other **** is wearing.

[1]now obsolete - we've gone[2] "smart casual"
[2]for a trial period, subsequently to be assesed for impact upon the
business...

 

I, like you, would define it as a vehicle and the clothing as safety
equipment.

But... the insurance companies don't. Which is the point. We can call
it what we like but the companies that underwrite it don't.

So, for the time being - rightly or wrongly, for the purposes of
insurance it's sports equipment.

 

It was somewhere around Barstow, on the edge of the desert, when the
drugs began to take hold. I remember HooDooWitch

I suppose it's fair enough - if your lid is damaged in an accident
caused by someone else, their ins co will pay; if you damage your lid
through riding off the road in a fit of exuberance, you'd just be glad
it saved your head and not mind the cost too much.


--

Dave

GS 850 x2 / SE 6a
SbS#6 DIAABTCOD#16 APOSTLE#6 FUB#3
FUB KotL OSOS#12? UKRMMA#19 COSOC#10

 

Helmets were specifically excluded. Leathers etc. were covered (by my
"normal" household ins.) as they were classed as clothing rather than
sports kit.

 

But not on the policy I now have, where it's covered.

OR at least they claim it's covered.

I intend to not find out if I can.

 

Well yes, but if you fell off on the ubiquitous 'diesel' then you might not
be so thrilled.

 

It was somewhere around Barstow, on the edge of the desert, when the

True.


--

Dave

GS 850 x2 / SE 6a
SbS#6 DIAABTCOD#16 APOSTLE#6 FUB#3
FUB KotL OSOS#12? UKRMMA#19 COSOC#10

 

They're still Royal and Sun Alliance, "More Th>n" is just their brand
for the consumer marketplace... DAMHIK,IJD,OK?