Green slip rip off

GREEN SLIP RIPOFF

Honda Spada 250cc $250 NRMA with no comrehensive insurance
Susuki SV 650 $631.00 NRMA with no comprehensive insurance

Never made a claim.

I asked why, I asked them tp prove that it was 2.5 times more likely to be
in an acident with a 650cc bike. NRMA said they wouldn't give me any
statistics saying its the underwriters that set the rate and it was
comercialy sensitive.

I checked out GIO, Allianze, QBE ($430 without comprehensive insurance) and
others why are we being exployted?

How can we bend over and take this, why arn't we getting mad?

Im sure as hell if it wasn't compusary Green Slips would be $70 for
motorbikes.

 

In aus.motorcycles on Tue, 23 Nov 2004 19:22:45 +1100

welcome to big bikes.

Doesn't matter, greenslips are about pools, not individuals.

Yup. The Motor Accidents Authority regulates them. They give the
insurers a range I believe.

a) because we can be - we are a very small pressure group. We can't force
anything, all we can do is persuade. b) because of stats. Bikes crash
at the same rate as cars do, but riders are almost always injured in
multivehicle crashes. Injuries are almost never claimed against the
rider, as the car is usually 'at fault' but that seems to be forgotten
when the rates are set. RIders are overcharged by a fair amount, how
much depends on what rates and payouts you set for future claims.

Because getting mad never fixes anything. Especially when the bod
responsible is the government and any change means someone else - the
majority of voters in other words - will pay more. The MCC of NSW is
working with the MAA on various things including greenslip pricing.
If you want to make a difference, the MCC welcomes volunteers who
are willing to work on committees, write papers, do research, gather
statistics, write articles and press releases, and so on.

Really? Why? fewer people would want them, and the stats would still
be the same, leading to the same decisions by the people who set prices.


Zebee

 

That really sux.

Isn't there a motorbike party or something ?

Charmayne

 

Yep. It was at Bethanga on the weekend. You were there, Hammo.

 

Do you ever get the feeling that you sometimes type without thinking?
I should have seen that coming :-(
Doh

Charmayne

 

Thankyou for a very good answer.

Im willing to help out anyway I can. Im very good at threatening!

 

In aus.motorcycles on Tue, 23 Nov 2004 19:34:21 +1100

Single issue parties are not very useful. Few people vote for them.

Lobby groups like the MCC are getting things done. The work is hard, it
takes a long time, and it's not flashy. So few people want to bother
with it.

www.mccofnsw.com.au has info on what's been done and what is happening,
there's more in the various meeting reports you can find via the
advanced search at groups.google.com.au



Zebee

 

Must be the bike not the engine size.

I have in front of me my *paid* CTP from Western QBE. (I do insure my
bike with them as well and get a Ulysses discount!).

Total price for 1999 Harley Davidson 1450 cc FXD Superglide - $363.00

My first quote from NRMA was a about $500 - the said it would be $362 if
I could proove I had a fully comp insurance policy - anyway because
(a) Western QBE issued the green slip without any fuss and
(b) I was pissed off with the NRMA who would have quite happily take the
$500 if I hadn't stuck to my guns and questioned them

I went to WQBE!

(And in case anyone want's to pipe up - I know that there are horror
storys out there about WQBE - I suspect that all insurance companys have
horror storys as well.

Stan

 

Actually what pisses me off is the green slip insures the bike - not the
driver. I am incapable of driving both a car and a bike at once - yet I
have CTP's on both vehicles!

Just as an aside - if the Gov't gets a curfew for young drivers on their
'p's, will the gov't then force the CTP nsurers to refund 1/3rd of the
policy amount (because any curfew will result in them not driving a
third of the time) - and yes - it's a rhetorical question!

Stan

 

has to do with the bike and also the age

you know those new GPX250's and CB250's are so much more
safer than those old and so different 12 yearold one thats what the
insurance company seems to think , that the new bikes have more safety
features

WTF ??

 

In aus.motorcycles on Tue, 23 Nov 2004 19:54:03 +1100

THe next MCC meeting is at 7:30pm at the Market INdustries Club in
Flemington. If you need directions let me know. If you can't make
meetings but still want to help, email and offer your
services. Tell them what skills you have - can you cope with government
committee meetings, can you write, can you do research, can you do
statistics, anything that might be helpful.

We have some Hells Angels for the threatening bits

Zebee

 

has to do with the bike and also the age

I think you'd find the crash stats are skewed by the type rider who buys
a 12 year old GPX (e.g. I put 40,000km on one), as opposed to the type
of rider who buys a 2002 model and rides it 1200km before buying an R1.

More KM = more crashes.

Also: Dunno about you, but I'm more likely to ride an old cheap bike in
a manner that might cause a crash than I am a nice shiny new one.

Jules

 

yeh by the time the R1 is 12 there will be none left

10 years is the cuttoff , its just a moot figure

what about a beaten up R6

 

Na cos the government thinks they just spend it on piss anyway. The
govenment knows how to spend our money better than we do anyway, else they
wouldn't be taking over 50% of it it taxs fees and charges and robin hooding
it, giving 50% of the natational budgett to wealfare for all the people who
don't want to work or push out a baby or 10.

I work in the electricity industry and 60% of our companys customers are on
concession. Hard to beleave isn't it and I guess know u know why we pay
through the ass for everything.

 

What about the fuckers who don't have full comprehensive insurance on a
$4000.00 girls bike?

 

Don't mention taxes or you will get me started - **** - too late.

Just got superannuation statement. Paid in $10,000 this year. With
Contribution tax, Super surcharge on what I put in (the $10k) and the
super surcharge on the return from what was already there I paid a grand
total of $4400 in 'extra tax'.

Just tell me how the **** I can get anywhere for my retirement of
debauchery if they take it out as fast as I put it in. (Ohh that reminds
me - how much will they tax me when I finally get to retire - if I can
ever afford too.

<Medication taking effect - rant mode fading......>

Stan.

 

Been to a few good one's round at Cat & Panther's place

Nev..
'03 ZX12R

 

How much of that $10,000 did you pay income tax on? Are you sure about the
surcharge on the return? I though that was only paid on pre-tax
contributions.

Nev..
'03 ZX12R

 

message : Actually what pisses me off is the green slip insures the bike - not the
: driver. I am incapable of driving both a car and a bike at once - yet I
: have CTP's on both vehicles!
:
: Just as an aside - if the Gov't gets a curfew for young drivers on their
: 'p's, will the gov't then force the CTP nsurers to refund 1/3rd of the
: policy amount (because any curfew will result in them not driving a
: third of the time) - and yes - it's a rhetorical question!

What I like is that, as in the case of the accident on tonight's news, laws
are obviously being broken, and suffering results, and so to alleviate
further suffering the govt wants to make more laws? MAKING LAWS DOES NOT
STOP PEOPLE BEING STUPID!

Making Laws does not stop people breaking laws, it just gives you more
things to charge them with, (speeding, PLUS breaking curfew, carrying too
many passengers, driving a car too powerful etc...)

The principle of cause and efect will always hold true, and actions bring
consequences.

Interesting to note the collection of discrepancies reported in this
accident.

 

Well their risk stays the same but their premium is Zero....


BIsB