Thanks to a very rapid response from an insurance company in Lyon recommended by the VCF my concerns regarding cover for the day at Charade in July have been addressed. Apparently for events like this you must have Responsibilite Civile cover (public liability). Nothing to do with dropping your pride and joy at great expense but everything to do with squashing some poor sod who has just dropped theirs. It seems that most French bike policies give this even when on a 'race track' so long as there is no timing. I double checked with Auntie Carole at the BMF. Their view was if it's not a public road your not covered - end of story. Now so far as the UK is concerned I am currently reading the blurb from Focussed Events very closely. This seems to rely on a signed indemnity. Anyway, they can cover me for 11 euros if the track is FFM homologated or 20 if not. A quick email revealed that Charade is not and a cheery message in response to a posting on the VCF forum confirmed that the circuit is considered too dangerous for bike racing. We are not racing so that's OK then. Mas du Clos is, however, homologated despite what I remember from last year as rather a lot of armco. Entries are in the post. Presumably UK organisers of track days at French circuits for UK residents only work to UK legalities. -- +-----------------------------------------------------------------+ | Pete Fisher at Home: | | Visit my Home Page : http://www.flarefox.com/Lesbordes | | "Do not adjust your mind - there is a fault in the reality" | +-----------------------------------------------------------------+
So they won't pay out if you're on your drive or on a private road then? Interesting, I wonder how they've worded that in their small print. -- Dnc B1200 - +30bhp ~|~ ZZR1100 - faster when upright V2300 - flat cap and rug ~|~ A6 2.5TDi V6 Quattro Sport MIB#26 two#54(soiled) UKRMMA#26 BOTAFOT#153 X-FOT#003
They probably will but must check out of interest. Possibly the same as this wording quickly lifted from the RAC: "..... on a public highway or on a private road or car park to which the public normally exercises an uninterrupted right of access, in which damage occurs to the Motor Car or any personal effects owned by the Insured, whilst such property is in or on such Motor Car; or the death or bodily injury of the Insured whilst in, or mounting into, or dismounting from the Motor Car." --- Is covered. A track day circuit is not open to 'the public', only those who have paid to take part. -- +-----------------------------------------------------------------+ | Pete Fisher at Home: | | Voxan Roadster Moto Guzzi Mille GT/Squire RS3 Gilera Nordwest | | Gilera GFR Moto Morini 2C/375 | +-----------------------------------------------------------------+
No just slow and careful ! -- +-----------------------------------------------------------------+ | Pete Fisher at Home: | | Voxan Roadster Moto Guzzi Mille GT/Squire RS3 Gilera Nordwest | | Gilera GFR Moto Morini 2C/375 | +-----------------------------------------------------------------+
