I have just received a renewal quote from Ebike, one via snail mail, the other via email. The snail mail one was for £122.59 and the email one £82.69 - the later figure matches the figure on their web site. Both mention break down cover as being an extra £39.90. The snail mail letter states that break down is no longer included, yet the £82.39 + £39.90 adds up to the quoted £122.59. Reading the letter alone, one might be inclined to assume the combined figure of insurance + breakdown would be £162.49