Dog Exclusion Endosement

I got this notice from my Home Owners Ins. company, saying my policy
does not provide and will not cover any loss caused by any of the
following breeds of dogs, or dogs having any mix or portion of the
following breeds, owned by you, or in your possesion or control.!!
~~~Rottweiler~~~Pit bull~~~Chow~~
and Doberman~~~~~
There's a document, for me to sign , that I consent to the limitation of
this endorsement, and will be part of my Policy.<> Have any of you ever
heard of, or, have you been alerted by your Home Owners INs CO., about
the liability of owning certain dogs, etc?
<>I imagine, it falls into the same Liability standard of having a
Swimming Pool on ones property.<>So, if you don't own one of the dogs
mentioned, you better not let anyone brings their's on your property,
for very long, and God forbid, the animal attack a neighbor
kid.....right?





<>haveAgoodDay-Bjay<>

 

This is fairly common among insurance carriers, like trampolines and
pools (as you mentioned). My homeowners policy will cover claims
related to dog problems, but at a much higher premium. (I didn't tell
them I had a doberman...which happens to be quite sweet and much less
harmful then many other dogs and breeds I've been around!)

Insurance concerns aside, I can't imagine having a dog that I had to
worry about attacking or harming someone. I'd have to get rid of it
before that happened. Yet, it's too bad people (and insurance
companies) pin such a bad rap on the breeds you mentioned. There are
plenty of dog bites, etc., every year from other breeds!

 

X-No-archive: yes

Well said.

 

I fully agree, but you need to stay away from those "poddle's".

LOL

Gary

 

This is a bit long but here goes.
When my kids were little, a friend brought his Doberman over to our house.
My kids and our Irish Setter were playing in the back yard, when I heard my
3 yr. old daughter scream. I hit the porch to find my female Irish Setter
tearing into the Doberman and I saw two puncture wounds in my daughter's
cheek. After we got the dogs separated, my older son told me what happened.
While he and Brandy (Irish Setter) were playing fetch, my daughter leaned
out to pet the friend's dog and the dog bit her in the face. When Brandy
realized her "baby" had been hurt by the bad dog, her intentions were to
kill the perp! Needless to say, our "friend" never brought his dog over
again. He was a certified dog trainer but neglected to train his dog not to
harm children!

Later, we ourselves, had a Doberman, for 14 years. She was such a sweet dog
but very protective of our (her) family. I trusted her completely, with our
children and later, our little grand daughter. I was never disappointed. It
is the dogs human family, that dictates how a puppy will grow up as a mature
dog, no matter what breed. My dobie is gone now but she helped raise one of
the Shelties that I now have. He's a happy-go-lucky little guy and loves
everyone. I later acquired another Sheltie (grown, spayed female) and
though she is a sweetie to our family, she was raised by someone else and
she's very suspicious of other people. She is more likely to bite a
stranger, than the boy dog that we raised. Our little guy might lick you to
death, while she's chewing on your leg.

A dog should not be judged by breed. Any dog should be judged by the human
family that raises it. Breed only determines how a dog looks and by certain
traits and characteristics, which can be over ridden by a good upbringing.