Destined to become a ginge...

Blaney, 100 lines : "I must finish what I start".

 

I can't be ar

 

That's my plan. Middle of nowhere in the rural south.

What can you do with them?

 

You know that question you asked? I'm not going to answer it now.

 

from my bank account.

 

Looking at the pictures of the inside, I honestly reckon they've
dropped a '0' from the end of the price.

 

Lady Nina says...

I was wondering why you didn't reply to my text. Anyhow, who said I had
you in mind as I typed that?

 

http://www.whoownsscotland.org.uk/

 

with the quasi offset banking set-up we have, it's the same thing.

My chequeing account, overdraft, and mortgage all are just different
aspects of one big account.

 

Thing is the more you spend, the more interest you have to pay.

Makes me reluctant to make any big purchases. Good for sort of saving
I suppose?

 

well, only if you spend it out of the mortgage reserve, or go overdrawn
(the latter being something I avoid).

Well, yes, but one of the main advantages is that if you do need to
borrow money, you're doing so at the lowest possible interest rate -
much lower than a personal loan or a credit card.