My local BMW dealer [0] has just introduced a 10UKP per day insurance charge [1] for loan bikes. Today, as they did not inform me when I booked the bike in for the service, I refused to pay, which they accepted.[2] Is this practice common at other dealers? Is this practice fair? [3] [0] Rydale Cardiff [1] claim excess reduced to £250 from £1000 [2] as punishment they gave me one of these: [URL]http://www.spc-bmw.co.uk/bike_sales/bikes/big/r1200_montauk.jpg[/URL] [3] after all, if there is no charge, those that do not take a loan bike would subsidise those that do.