cheap HPI check type thing

Discussion in 'UK Motorcycles' started by CampinGazz, May 27, 2004.

  1. CampinGazz

    CampinGazz Guest

    About to go and get a bike, it's that kmx with a missing ignition barrel,
    could be a legitamate reason for this like the key snapped in it, or the
    steering lock was jammed on, or it could be the steering lock was getting in
    the way of a scrote rolling it home,

    so we want to check the bike out the best we can before buying it, before i
    used to get HPI vchecks done for me for the true cost of them.. i.e 50p a
    minute to log onto the secure site or phone call at a garage, (you need to
    be a big dealer to get on that tho apparantly or something) and that was
    done by my EX, and if i were to ask her to do me another hpi check now,
    she'd promptly tell me to **** off.

    anyone know wheres the cheapest place to get a bike hpi checked, or
    something similar?? i recall years ago the AA wanted something like 40 quid
    for a car hpi check, i just really want to know if the bike is legit, not
    know it's full history as you gwt with a full hpi check (one van i checked
    out i avoided because it had been through the car auctions every month for
    the past 2 years, and had a differnet owner each time)

    i know i can ring the mot hotline thingy, and check the mot is a real one,
    but the owner might get a bit arsey with me doing that.. then again, if he's
    nothing to hide etc.
     
    CampinGazz, May 27, 2004
    #1
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  2. For ****'s sake.

    It's a wanked-out trail bike. It's almost certainly been nicked.

    Last HPI check I did was through the AA, and cost ukp35 or something. If
    you don't want to spend that, in order to avoid being caught with a real
    steaming pile of poo, then **** off and buy a Raleigh Chopper.
     
    The Older Gentleman, May 28, 2004
    #2
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  3. CampinGazz

    CampinGazz Guest

    erm, ok than, maybe getting back into the biking scene isn't really for me,
    last time round (10 years ago) all bikers seemed really friendly, didn't
    matter what bike i was riding, as it wasn't a cage they'd help,

    i remember there were some free vehicle checking web sites, nothing fancy,
    but it's give the history of the last keepers, i was thinking for a start if
    it was stolen, then it's show up on that.. at the very least it'd give us
    the last registered keeper, so we can check if the V5 is not faked or owt.

    i know it's only a wanky trial bike, and everyone loves road racer bikes,
    but i can't ride them as the riding position hurts my back (have arthritis
    in it)

    found a place that does hpi checks for around £20 anyway, i was just hoping
    for some suggestions from people who had actually used the cheaper checking
    services, rather than googeling and finding only the companies web site that
    always says they are the best, and avoid the rest kinda thing.

    Know of any cheap raleigh choppers for sale then?? :)
     
    CampinGazz, May 28, 2004
    #3
  4. CampinGazz

    Dr Zoidberg Guest

    The RAC site will give you basic vehicle info , but I don't know if it will
    tell you if it is reported lost or stolen.
    https://www.rac.co.uk/myrac/login?source=&loggedOn=false&dispatchTo=myrac
    --
    Alex

    YZF 600

    "I laugh in the face of danger"

    "Then I hide until it goes away"

    www.upce.org.uk
    www.drzoidberg.co.uk
     
    Dr Zoidberg, May 28, 2004
    #4
  5. CampinGazz

    John Munro Guest

    Why do cunts insist on calling any bike with knobbly tyres 'trials' bikes?
    FFS trial bikes are these specialised things that you see Dougie Lampkin
    etc
    balancing on logs and barrels and going up cliff faces on.
    I mean, Peter fuckin' Purves commentates on these things.
    /rant
     
    John Munro, May 28, 2004
    #5
  6. CampinGazz

    darsy Guest

    because they mean "trail", and are stupid and/or drunk.
     
    darsy, May 28, 2004
    #6
  7. Welcome to UKRM. Stick with us - most (but not all) of
    the abuse is tongue-in-cheek.
     
    Steve Brassett, May 28, 2004
    #7
  8. CampinGazz

    usenet Guest

    If it's actually an 'outstanding HP' check you want to do then it's
    not actually necessary. If you buy a vehicle privately and "in good
    faith" then you *do* get legal title to it even if there is
    outstanding HP. The law was changed quite a few years ago (in the 60s
    or 70s) but the people who sell you HPI checks don't want you to know
    I don't think.

    Of course if you're trying to find out other information (like has it
    been written off etc.) then an HPI chack may be of use.
     
    usenet, May 28, 2004
    #8
  9. CampinGazz

    Jeremy Guest

    You really sure about that?
    --

    jeremy
    ['75 RD250A ] | ['02 Fazer 600 in blue]
    ____________________________________________
    jeremy dot ovenden at hazelweb dot co dot uk
     
    Jeremy, May 28, 2004
    #9
  10. CampinGazz

    Ben Guest

    On the other hand, if it's stolen, and a bike with a ripped out
    ignition barrel is likely to have been, even if you buy it in good
    faith you'll never get legal title and it can be taken off you and
    returned to the original owner.

    An HPI check will flag up if the bike has been reported stolen which
    is why it's worth doing.
     
    Ben, May 28, 2004
    #10
  11. CampinGazz

    flash@work Guest

    It's as friendly round here as the sbmcc and less bullshit about batteries
    :eek:)
     
    flash@work, May 28, 2004
    #11
  12. CampinGazz

    flash@work Guest

    Finding some Albino porn would generate more kudos.
     
    flash@work, May 28, 2004
    #12
  13. CampinGazz

    usenet Guest

    Yes, I'm very sure indeed, some time ago I had a long discussion about
    it on a newsgroup and, after a long web search, I eventually found the
    'letter of the law' (I'll try again now, I've got some time to kill).
     
    usenet, May 28, 2004
    #13
  14. CampinGazz

    Ginge Guest

    But not as many as making some.
     
    Ginge, May 28, 2004
    #14
  15. CampinGazz

    flash@work Guest

    <unperk>
     
    flash@work, May 28, 2004
    #15
  16. CampinGazz

    usenet Guest

    Well in spite of the sarcy comments....

    I found it quite quickly. It's section 27 of the Hire Purchase Act 1964,
    (as inserted by the Consumer Credit Act 1974). This provides that a
    private purchaser in good faith (and without notice of the finance)
    gets good title to a car even if there is unpaid HP or conditional
    sale charges.

    The actual act says:-

    "(1) This section applies where a motor vehicle has been
    bailed...under a hire-purchase agreement, or has been agreed to be
    sold under a conditional sale agreement, and, before the property in
    the vehicle has become vested in the debtor, he disposes of the
    vehicle to another person.

    (2) Where the disposition referred to in subsection (1) above is to a
    private purchaser, and he is a purchaser of the motor vehicle in good
    faith, without notice of the hire-purchase or conditional sale
    agreement...that disposition shall have effect as if the creditor's
    title to the vehicle has been vested in the debtor immediately before
    that disposition."


    Of course if you *do* an HPI check then you aren't purchasing 'in good
    faith' (though of course it will, hopefully, tell you that there is HP
    owing on the vehicle).
     
    usenet, May 28, 2004
    #16
  17. CampinGazz

    usenet Guest

    To add a little more, it's not surprising no one believes me when I
    say this. From an OFT document:-

    4.11
    An exception to this is embodied in Part III of the Hire Purchase Act
    1964. If a car which is subject to a hire purchase or conditional sale
    agreement (that is, whose legal owner is for the time being a finance
    company) is sold either directly or indirectly to a buyer who is not
    in the motor trade and who buys in good faith, that buyer will
    normally obtain good title. Part III does not apply to sales of cars
    stolen from a hirer or cars which were stolen before they were sold
    via hire purchase. Nor does it apply to vehicles subject to a leasing
    agreement. There is also no protection where the buyer has checked
    with a database company and found that there is outstanding finance,
    since in this case, there could not be an innocent purchaser defence.

    4.12
    There appears to be widespread ignorance of the protection offered by
    Part III of the Hire Purchase Act. A recent survey conducted by the
    Consumers' Association (see Notes 7) found that of 20 solicitors
    approached for advice by investigators posing as buyers of vehicles
    subject to credit agreements, six incorrectly advised that the vehicle
    had to be returned to the hire purchase company, two thought it would
    probably have to be returned, and five would not give advice over the
    telephone. Only seven correctly advised that the buyer had good title.

    So much for solicitors' advice!
     
    usenet, May 28, 2004
    #17
  18. CampinGazz

    flash@work Guest

    I thought you meant you'd found some albino porn.
     
    flash@work, May 28, 2004
    #18
  19. CampinGazz

    usenet Guest

    Did you edit that? :)
    What's with the <perk> <unperk>?
     
    usenet, May 28, 2004
    #19
  20. CampinGazz

    mups Guest

    says...
    Section 27 of the HP act obviously gives flash the horn. Personally I
    find section 10 paragraph 3 much more erotic myself.
     
    mups, May 28, 2004
    #20
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