I thought a new thread was worth it. I'm insuring my new (to me) ZZR1200 and selling my VFR750F-T, the VFR is currently insured with Bennetts, I'm getting the ZZR on Saturday, I'll sell the VFR as soon as possible after that. I haven't gone with either Carole Nash or EBike, reasons as follows:- Carole Nash refused to allow *any* overlap of NCB, they said I had to cancel the VFR insurance on or before the time I insured the ZZR. No one else has ever tried to do that to me, I've insured replacement cars before I've sold the old one and had both insured. Most companies seem quite happy with an overlap up to 30 days. So that was Carole Nash off the list, I was going to insure with them. I then tried to 'phone EBike to ask of they would allow an NCB overlap, I gave up after waiting 10 minutes on an 0870 number which is making them money. Bah! So I have gone with Bennetts. To transfer my existing policy to the new bike would have cost £210 (and would give me no overlap). However a different policy with them (i.e. a different insurance company) was only £197 so I've taken that out on the ZZR. They are quite happy with both policies running together for up to 30 days and will refund 'pro-rata' on the old policy as I'm re-insuring with them, no £30 fee or anything for cancelling the VFR's policy. If I'd cancelled the VFR policy and gone elsewhere I'd have got £56 back, with a 'pro-rata' refund I get £120 or so back. That difference will more than pay for breakdown cover which I don't get with Bennetts. At the end of the year, if I keep the ZZR, then I'll be able to shop around again without any of this hassle.
