My recent strange desire for a combo (mentioned here a day or two back) evaporated *strangely quick* when I popped into the local bike shop (just to check things out) yesterday and spotted this little bugger.... [URL]http://www.apah69.dsl.pipex.com/show/Soozie.jpg[/URL] ....which is now *mine* and will be here at the weekend. :-)) Anyway, the point is this had me scrabbling around for a bit of insurance and I discovered that the exact same cover for me from Carole Nash is a not insubstantial *40 quid* cheaper online than it is if you phone up direct! What you do is fill out the questionnaire online and buy it then and there if you want, or save it and get a 'CNQ number'. If you then phone them to *speak* to someone, quoting that number will get you the 'discounted' online price. I don't know if this is old news here but I thought I'd better mention it, just in case....