c*r insurance - elephant.co.uk

Doing the searching about for car insurance and these lot come up
seriously cheaper than anyone else.

Has the massed ranks of UKRM any experience of them, good or bad?

 

Car with them atm - they're owned by Admiral/Bell Direct. Seemed fairly
efficient - not made a claim though.

 

Ta, I just got a quote for a SOC that I have been given!
Rover 216 J-plate. They came up miles cheaper! I've only
had a bike policy in my name so I'm a bit of an insurance nightmare.

 

I used to be insured with Admiral. Like Kiran, I found them efficient &
never made a claim. They include cover for use in Europe and a loan car as
standard which some other companies charge for.

On my last car renewal they were not the cheapest. I'm now insured by Kwik
Fit which, fortunately, is only a marketing deal with Hastings Direct
rather than something operated by retards in overalls. You can get a quote
online www.kwikfit.com

 

Well, it's common for any newcomer to the market to price aggressively to
get market share. Elephant IIRC are fairly new and it's Admiral's first
stab at a mainly online insurer. Once they've done this for a year or
two, price will inevitably go up. With our car, elephant were about 30%
cheaper than the best of the other quotes we had. Still, renewal time
will be interesting.

 

As mentioned elsewhere they're actually part of Admiral. I insure my car
through Admiral, but the way to do it (I have found) is to get a quote from
Heffalump then telephone Admiral and tell them that's what you're going to
pay... works well, they take your details, go away and check everything
against the online quote, then call back and make you the offer. Which is
good if like me for some irrational reason you'll buy most anything online
but car insurance just feels wrong. I think it feels wrong because you know
the slimeball's will wriggle out of anything if there's 'owt wrong with your
policy details and you can double check everything as you go through on the
telephone, stuff like "exactly which model do you drive?" (fucked if I
know)... oh I'm probably writing shite, but I don't like the idea of buying
online insurance online for some dumb reason.

 

They were outrageously cheap for me, with no NCB. So cheap that I put
the details in about three times, just to make sure I hadn't made a mistake.

I also put the same details into Admiral's website (parent company, same
forms, different colour scheme), just to see - came out nearly as cheap.

 

I didn't like them. They seemed efficient, but then it is you that does
the hard work. They were not the cheapest when it came to renewal, and
weren't even polite when I said I'd got better quotes.

I did have a customer at work that did make a claim through them, and
reckoned they were pants, and wasn't going to be renewing.

I actually renewed through the AA the next year, as they were actually
the cheapest. For the first time in 22 years of driving the renewal for
this years premium was lower, so we stuck with them.

 

Well, going against the general view, I did a quote, and they were
actually £30ish more than I currently pay (Norwich Union), even though I
have an extra years NCB this year, and I'll also be 40 soon (if age makes
any difference now).
Alan.

 

Hmm, I tried that, and it didn't work. Bod on the phone said I had to buy
it over the web. Which I wasn't too fussed about anyway.

 

I tried the AA and they came out £386 more expensive than Elephant who
were £240.

Fully agree that cheapest is not necessarily best.

NU renewal of £446 was a bit of a joke, but I can knock £116 off that by
taking my elderly father off. Oddly taking SWMBO off the insurance
increases the cost by about £40. Obviously they have never seen her
drive.

 

you want to try and insure a MR2 at 22 then cos i got rid of it before a
year a megan cab with no NCB, i thought they laughed hard when I got a bike
quote.

Ken
B12

 

They were miles cheaper than anywhere for my 4 Litre Jag, and i mean
miles, i thought it was a mistake and asked them to check again and they
said no it was right.....so i paid quick.

God knows what goes on if you have to claim.

Alan
SP1 for FUN, JAG for Comfort.
BOTAFOT #148

 

LOL, IKWYM