Bike mileage

Well, when I rang to renew my policy I honestly had no idea that I'd
done over 5000 miles. I thought I'd maybe done 3000. So it was a
genuine mistake on my part. However, I've just rung them and upgraded
to unlimited mileage for an extra £15.....[1]

Thanks for all the advice xxx

[1] That's with MCD

 

What you *really* mean, I guess, is "do you have the faintest idea what
you're talking about?" To both questions, the answer is no.

 

Heh, summat like that. Never assume they ask something that isn't relevant
to their underwriting decision. Personally, I think what mileage one does a
year is a factor that the prudent underwriter would want to take into
account. As I said up there, all you can only answer with a genuine estimate
but if you get it completely wrong, that might be evidence of material
misrepresentation giving them a good excuse to avoid the policy.

 

I wonder, though, if they regard low mileage as just as dodgy as high
mileage, if it is your only vehicle of that type (hence the "access to
any other vehicles" question?). i.e. Mr. PowerRanger gets back on his
bike in May having not ridden for 6 months and finds he can't remember
how to go round corners. Is he more of a risk than Mr. Skint who rode
his Bandit right through the winter as his only means of transport?