best health insurance

Sounds unusual
what sort of cover did u have and did u check the policy for tests?
all I have is hospital cover no extras and I put in the excess.
If I had to pay for some of the shit I have had done I would have to
take out a second mortgage.




--
KiwiPete's philosophy as quoted
Glad to bring mirth!
Actually truth be known I don't dislike Clem... or Theo or Paulh or even
Nev... well maybe Nev... its just that we don't have a huge amount in common
and tend to all fly off!

 

"Smee" wrote

You sick bastard!

Theo

 

Two more examples...
Family friend falls off ski´s in snowies and breaks leg, private cover.
Brother crashes at Oberon and breaks shoulder. Both flown to Canberra same
weekend. Treated in same hospital. Family friend pays a coupla grand. Brother pays nothing.

Daughter suffers burst appendix. Public hospital, private room, no private
cover, no cost.

 

I wouldn't insure with them. I hear their clients have lots of claims.

Theo

 

Who were you insured with?

Are you happy with them and how much do you pay?

 

Nev.. said....

Ne> Haven't they heard of Medicare up there? Be fucked if I'm pay additional
Ne> hundreds and hundreds of dollars per year voluntarily for private health
Ne> cover on top of the thousand I already pay involuntarily.

Is that all you pay? Me, if I don't have private health cover, I'm
slugged even more for Medicare. Thankfully, though, my employer pays 80%
of the premium, something that's standard with US employers, I've heard.
Add in the 30% rebate and I pay $11 a pay or around $290 a year.

 

Julie said....

Ja> A catch with medicare though - if your income is over a certain amount
Ja> (50K gross I think), the medicare levy rises substantially if you don't
Ja> have private cover. And for every year over 30 you are (and lets face

An extra percent if over $50k according to my Excel tax calculator.

Ja> it, once you hit 30 is when things start to show a bit of wear and tear)
Ja> the cost of private health cover rises about 2% I believe. So if you

Especially if you play sport. Knee reconstructions seem to be the big
thing these days.

Ja> The thousands of involuntary dollars you are paying isn't so you can be
Ja> treated, it is so that people on lower incomes can be treated. If you
Ja> earn enough to contribute to the higher medicare levy the govt deems you
Ja> to earn enough to pay for your private health care.

Ironically, though, the higher paid you are, generally tbe better
educated you are. And this tends to translate to healhier living, and
thus less of a drain on the health system.

 

Smee said....

Sm> Ok you **** your knee in a soccer game.

There are some that argue that sports injuries should be covered by the
injuree, rather than the tax/public health system. Particularly those
that are rather violent contact sports.

Then there is the argument that if we don't play sport, then our health
as a nation goes downhill anyway. And that adds more burden to the
public purse.

 

Intact Kneeslider said....

IK> When it comes to essential, as opposed to frivolous, services, whoever
IK> provides them has a gun to the society's head. People either pay, or
IK> they're fucked. Corporations know this, and that's why they lobby so
IK> hard to be allowed to build 8-lane tollways, run hospitals, provide
IK> third-party personal injury motor vehicle insurance...

IK> Little wonder I want to put my foot through the tv every time I see
IK> Howard utter the word "choice"... again, and cunts buy it...

When a government decides that it wants to encourage people to do
something, say, take out health insurance, or perhaps retire later, or
whatever, they create what they call "incentives". Now, an incentive
could be a positive thing. But in this case, it's a negative. If you
don't, say retire later, then the "incentive" is a penalty on your
super, or restricted access to a pension, or whatever. For health care,
the "incentive" is a jacked up Medicare Levy.

In other words, there are no incentives, here, per se. Just penalties if
you don't toe the line...

 

Hamish Alker-Jones said....

HA> So changing the Government will fix the problem?

Maybe not. But changing the current crop of incumbent MPs may.

 

Hence why i take out private health cover.
I also pay my levies at the club and this includes insurance for any
injuries incurred.
Heaps of physio for an ankle injury was rebated @80%
The levy for 20 weeks one day a week is $250 per player but money well
spent if you get injured.
soccer injuries so far in 20 years of playing.
2 serious ankle sprains.
3 minor ankle sprains.
2 knee operations
testicular scans after having ball kicked full pelt in the nuts. (not
even given $3.50)
Fractured nose.
Swollen and badly cut lip after collision with another player.
Dislocated elbow (by far the most painful injury)
Injured back.
Various soft tissue injuries.

In all these circumstances our club's health cover contributed to the rehab.
Also my own private cover.

Motorcycling injuries.
grazed knee
bruised ego.


Soccer is a dangerous past time.


--
KiwiPete's philosophy as quoted
Glad to bring mirth!
Actually truth be known I don't dislike Clem... or Theo or Paulh or even
Nev... well maybe Nev... its just that we don't have a huge amount in common
and tend to all fly off!

 

But that just makes you a burden on the private health insurance industry, and
then the government forces unfit people like me to buy health insurance to pay
premiums for services I don't need in order to rescue their mates who own the
almost bankrupt health funds which are struggling because fitness fanatics
like yourself are so bloody unwell.

Nev..
'02 CBR1100XX #2

 

*pats the puppy on the head*





--
KiwiPete's philosophy as quoted
Glad to bring mirth!
Actually truth be known I don't dislike Clem... or Theo or Paulh or even
Nev... well maybe Nev... its just that we don't have a huge amount in common
and tend to all fly off!

 

On 17/9/03 1:21 PM, in article
, "Martin Taylor"

There are some of us who are suffering for our art!!

Hammo

 

On 17/9/03 5:26 PM, in article

2nd Whoosh

 

I just thought you were ethnic!

Silly me

Hammo

 

That´s why he has private health cover Hammo...

 

Imagine what would happens if you played in a men's comp, smee!

 

~
It was in 1992 and we were paying $70 per fortnight (1800pa) for
family "Top Hospital Cover".
She was sent for a carotid-duplex and an MRI
and one was about $900 and the other was about $1500 (but I can't
recall which was which.)
The insurance covered neither scan but did cover a hospital bed for
the day.

I reckon insurance is like religion; it provides great moral comfort
but no actual support!
Clem