best health insurance

$50K for singles, $100K for couples, no discount for the first child but add
$1,500 for each subsequent child.

Nev..
'02 CBR1100XX #2

 

carefully avoid that if you want

a knee reconstruction just pay for

Well Grace waited for a knee reconstruction for over 2 years (netball
injury), during that period her mobility was compromised and she couldn't
work.

I don't know about you, but I don't have 2 years of sick pay, so that leaves
paying for the cost privately. We looked at the option for Grace but were
quoted an all up cost of around $7000.

My health insurance costs me $12 a week. That is roughly 583 weeks (or
about 11 years), before I'd break even. That also ignores the issue of what
if the injury is more serious than that? And ignores the issue of can we
actually afford the out of pocket cost at the time of the accident.

Note... I only have basic hospital cover and basic ancillaries, I'm not real
convinced that the products further up market are as good value.


Geoff and Jodie

 

No, that would be a happy side-effect of the main reason to swap
governments; to punish the cynical slackarses currently in power for their
cynical slackarseism...

 

Fug, how fast is the Brizzie population growing? Or how old are you?
The population in Perth has only tripled since I started work in 1961.

Theo

 

"Intact Kneeslider" wrote

I did not vote for the current Fed Government but see little hope in
the other lot being any better.

Theo

 

I've been swimming around this hook for a couple of days. Damned if I
recognise the bait. Elucidate me Hambone.

Theo

 

Well, that's a given; after all, it's not like governments ever do much
actual good, do they?

Politicians' sole motivation in everything they do is retention and,
possibly, increase of the power they wield. Voting them out of office is the
best way to deny them that power... at this point, after all the
Stalinist[1] chicanery the current mob have pulled to entrench themselves,
I, for one, would almost be prepared to vote for the Speed Camera Party just
to get the Libs out of office, to sneer at them that their ploy has failed.

The alternative is to reward their treachery...

When Labor screw things up in turn, same thing. Give them the arse, too...

[1]I'm only being mildly hyberbolous here...
....Stalin was also a short, small-minded control freak who delegated the
dirty work to his close associates, replaced dissenting voices in his public
institutions with compliant ones, looked after his powerful mates at the
expense of society, pursued an ideological agenda of social change
regardless of how obviously wrong it was, used cheap displays of
flag-waving, goose-stepping patriotism as a curtain to veil his fuckups, and
managed to present himself as a far more capable, accomplished, and resolute
leader than he really was.

 

"Intact Kneeslider" wrote

Why don't we vote them all out of power and try one term with no
Parliament. Let the public servants run the country for three years.
Don't they anyway?

Theo
We could have the ex-parliamentarians work for the dole.

 

Lets outsource pollies ... it just has to be better ... after all the
pollies recon it is better to outsource things ... like roads, health
providers, airports, security... why not do it to themselves too?

 

Whoosh!!

 

I've been here just under 20 years, the population was a tad over a million
when I moved here (from memory, dunno, may be getting old and senile!), it
is now around the 3mill mark.

 

Exactly my point.

 

do you have that much money available at any given time?

 

Just ring any bank and they'll give you a cr card with $10K limit no worries.

Nev..
'02 CBR1100XX #2

 

Well part of the "just pay" strategy is that you have to either have banked enough or have enough assets to be
able to pay.
Grace was one of the unlucky ones who needed treatment. Provided she doesn't need anything else in the next
11.5 years she'd still be ahead if she just paid cash.
....and the 99% of the population who don't need an elective operation every 11 years will be WAY ahead!
Clem

 

worries.

Well... lets assume a home loan, a car loan, a bike loan and a family. Then
we need $10k for medical... some would get the extra 10K and some wouldn't.

Under those circumstances the medical insurance provides a fixed budget
item, which makes budgeting simpler. Large unexpected payments are what
tend to blow out budgets after all!.


Geoff and Jodie

 

No but I have enough assets. (....and I would've had enough money if I'd actually banked the money we saved
after we canned the health insurance after the missus had a brain-attack and our top-hospital cover was
abso-fuggen-lootly useless 'cause all the scans and tests etc. WEREN'T covered!!)
Clem

 

Yeah but you're already way ahead 'cause you've been paying an extra $50 per month off your loans for the last
11 years!!
Clem

 

...and yet the insurers have all those staff, all those offices, make all those TV ads and still make a profit
Geoff..
Clem

 

Last time I was in a hospital? Errr .... ummm...... circa 1984, for
two days. Time before that? Mmmm ... 1973. Appendix, four days.
Before that? 1970, the big snip, overnight. That's it for my hospital
stays.

Am I ahead of the game yet?

Theo
Paying $107 a month and unhappy.