Bandit 1250 GT

Heh, fair enough.

I had them fitted to my naked Bandit 650 and they made a huge difference, to
the extent of being able to wear summer gloves all winter, I tried fitting
them to my B1250 but they hit the fairing long before full lock was reached
so I didn't bother in the end, I may try again when it starts getting colder
and experiment with angle of the handlebars.
They only cost me £35 so about a minutes worth of salary to some on here

 

I wonder just how many working stiffs just about make it to the next pay day
before their bank screams "Enough"? Most folk live *just* beyond their means
(or close to) and as their monthly means increase, so does their monthly
spending.

You wouldn't know it, it starts around the Watford Gap.


--
Beav

VN 750
Zed 1000
OMF# 19

 

When you read things like "I paid xx for a bike/car/whatever, but of course
I could've paid MUCH more and not noticed" enough times, you realise that
some people could be under the impression that all of them saying it are
actually telling the truth.


--
Beav

VN 750
Zed 1000
OMF# 19

 

Heh


--
Beav

VN 750
Zed 1000
OMF# 19

 

You don't mean that people...fib?

 

On Fri, 7 Aug 2009 20:16:33 +0100, "Beav"

snip>

I consider myself fairly well paid (well enough paid to buy a new bike
whenever I want one) but I have to work one hell of a lot of hours
and when we're busy I might get 3 or 4 days home each month. If my
work schedule allowed it I'd have more time off, spend less money on
holidays and sell one bike when I wanted another but I tend to think
that if I've got the disposable then it's rude not to spend it.

 

Heheheh.

 

Most folk? Whilst the press makes a lot of noise around this subject, do you
have any figures on that?

 

I couldn't agree more, but I still reckon that the majority of people don't
have thousands of pounds sitting in banks/building soc's just waiting for
something to come along so they can spend it.

And then there are those people with kids who don't want to spend as much
time at work as you, so they not only have an extra drain on resources, but
the resources are less to start with.

I did the two or three weeks out of a month away from home thing for a long
time, but I wouldn't do it anymore.

--
Beav

VN 750
Zed 1000
OMF# 19

 

I never used to, but I make a point now of having enough in the bank to
cover me for a rainy day or be able to buy what I fancy when I fancy it
rather than having to save up or take out finance.

The trick is to tuck money away when there's nothing you want. Then when
you do want something, you might just have the money to buy it.

 

ogden wrote:
snip

I hope to grow up one day and live within my means too. In the meantime
whilst my will is weak and credit is easy I'll be the banks best
customer ever.

Don't think I've ever had the money to buy anything.

 

I'd sooner keep the 'rainy day' fund and borrow on either low rate or
interest free credit than blow the cash and suddenly find something
had cropped up that needed the few grand I'd just spent.

Smaller items such as toys for the house or bike I just buy when I
decide I want them.

You're right there. I'll also work a few extra hours each week if I
want something new and the money soon mounts up.

 

When I bought my car years ago, I was going to pay it in one go, but the
bank recommended taking out a loan and investing the hard cash elsewhere.
It did make me a few quid in the longer term.

 

That was my view before kids but their arrival put me into the situation
where the end of the month could be a challenge due to the joys of civil
service salaries.

Now that we've moved over here, I've joined the Atkinson club but saving
for a house seems to have swallowed up the toys budget.

 

You live in that place we should all live in. "Within your means".
Unfortunately, people tend to buy the best they can afford at the time,
(houses being a classic example) then things change and they subsequently
find that they should've elected to be somewhat less "on the edge". Then
along comes a tight time (credit crunch) and they're up shit creek sans
paddle. Mortgages costing more than the house is worth, credit card interest
too much unless the account is cleared every months end all add up to not
being in a position to spunk for a new acquisition.

I agree 100% if it's possible.


--
Beav

VN 750
Zed 1000
OMF# 19

 

This is why, when this thread mentioned people NOT using credit to buy bikes
(or whatever) I said that it's more likely that most bikes are bought using
finance. I only ever buy shitter cars for me and reasonable ones for the
wife. 400 quid is about the max I'll spend on a car for me, so paying 5 or 6
grand for a bike is doable without pain, but with 0% finance deals I think
it'd be silly to drop 5 grand in cash and lose whatever interest tha 5 grand
would earn in a building soc/ISA. I made that mistake with the Zed. I paid
cash for it, but it was a private deal and I had no other option, but given
the option to finance at 0%, I'd have jumped at it and kept the 5 grand in
the bank for later.

And we need toys. trouble is, when I buy toys, my son usually manages to
claim them as his. (They're usually tools oddly enough). I just bought a new
RC heli though.

But that's a work ethic that isn't common anymore. It used to be when I was
"working", and I'd do whatever was necessary and for however long it was
necessary to earn the loot, but these days that way of thinking seems to
have gone the way of the dinosaur. Work the least hours possible, bleat for
more money and do as little as possible when you're *at* work. And do a
shite job too. Then whinge when you can't make ends meet.

--
Beav

VN 750
Zed 1000
OMF# 19

 

I wondered long and hard when I bought the R36 last year whether to
take credit, but eralised that, in fact, I would never get round to
investing the cash well enough to cover interest charges on the loan,
although clearly it may have been possible.

I'm sure it could, but for me it wouldn't.

Anyway, and I know I place myself open to the usual knockers, there's
something really, _really_, satisfying about turning up at the car
showroon with thirty-odd grand in cash in your pocket. Yes, actually
paying in cash money. It's still considered perfectly normal to do so
in Switzerland, hence the continued existence of notes up to 1000 chf
in value.

 

Ha! £23k or so is the national average I seem to recall, and for me
that's bang on the nail. We can't ALL be bosses or there would be no
workers. It seems to me that one thing that comes with a bit of money
is arrogance.

So? there's a lot of others who are not contractors. But this could
lead us into Des's UKRM Clique but I won't go there today.

--
His Holiness Pope Benedict XVI
Bishop of Rome
Vicar of Jesus Christ
Successor of the Prince of the Apostles
Supreme Pontiff of the Universal Church
Primate of Italy
Archbishop and Metropolitan of the Roman province
Sovereign of the State of the Vatican City
Servant of the Servants of God

 

That might have worked a few years ago when interest rates on savings
were half decent.

Ah, see. )

Well, it might have worked a few years ago when interest rates on
savings were half decent.

The most I've done cash was a couple of grand when I bought my Z1100R.
My last three cars were all bought on Switch.

 

I realised afterwards that in fact, being Swiss, they'd have been
quite happy to let me take the car away without paying a penny - the
bill would be in the post and they'd expect it to be settled at the
end of the month.