Auntie Carole again

This is getting silly. My 'modern' multibike policy, with Carole Nash,
is up for renewal, and it comes in at just short of £600, or getting on
for double last year's price.

I've already had a quote of around £275 from eBike (or someone -
paperworks in my office drawer right now).

And, surprise surprise, on querying, CN manages to bring their renewal
down to... £350.

Now this really pisses me off because (a) it isn't that competitive and
(b) it shows they were taking the royal piss with the first quote. I've
got 16 years' NCB. *Sixteen fucking years*. You want to keep customers
like that, you do.

Oh, and who's their recommended insurer. Groupama. Remind me: who bought
CN? Oh yes. Groupama.

So that's it. I'm off, after a decade and a half. They can continue to
have my classic business, unless they start taking the piss there too,
but as far as Im concerned they're now deliberately trying to milk their
customer base, and that is not the way to do things.

 

They're all at it - I assume they've figured out enough people just
renew to make it worthwhile.

On a phone call I knocked off over £430 on the renewal of my house and
contents insurance.

 

Same here with Direct Line, renewal in the post, £600, give them a
ring and query it, suddenly becomes a bit under £300.
Question everything, all the time.

 

In communiqué

That's why I use an independent broker for my car insurance. Changed my
company again this year because it would be cheaper given the length of
European cover I need.

As to bikes I switched to Footman James last year.
--
+----------------------------------------------------------------+
| Pete Fisher at Home: |
| Voxan Roadster [ SPACE ! ] Yamaha WR250Z |
| Gilera GFR * 2 Moto Morini 2C/375 Morini 350 "Forgotten Error" |
+----------------------------------------------------------------+

 

I just open the quote, do an online (CN) check, get the now much cheaper
renewal price, ring them and and ask they honour it.

Which they do.

And usually drop the broker fee.

XJR was 160ukp last year, due up soon, lets see what happens

 

(The Older Gentleman) wrote in

Can you get European breakdown cover on the fleet included for £350 with
another firm?

Think of it this way, for each mug that automatically renews then CN have
more scope to discount prices for those willing to haggle. I believe this
is a business model you would subscribe to when actually buying & selling
bikes...

 

I'm not so sure....

Anyway: Devitt quote £340-odd (no breakdown cover, though) and eBike
£312, including breakdown cover.

 

In communiqué

Footman James did mine last year for £230 including European breakdown
cover (AXA). That's for the Voxan (modern and imported) plus one
Nordwest and two GFRs. Max NCB and great decrepitude of rider naturally.
Just waiting for the renewal notice in November and then I'll phone and
haggle for cover also including the MX5.



--
+----------------------------------------------------------------+
| Pete Fisher at Home: |
| Voxan Roadster [ SPACE ! ] Yamaha WR250Z |
| Gilera GFR * 2 Moto Morini 2C/375 Morini 350 "Forgotten Error" |
+----------------------------------------------------------------+

 

Hm. I'll give them a yell. Ta.

 

Did that. Just over £400. That's for four modern bikes: the Street
Trip, K11, K100RS and the Ducati 750SS.

 

In communiqué

Ah, they are usually a better bet for 'classics', and they will do a one
modern plus various over 15 years old SOBs policy. Plus I got a discount
for club membership.

Presumably none of your fleet meet their classic definition - even the
Ducati?


--
+----------------------------------------------------------------+
| Pete Fisher at Home: |
| Voxan Roadster [ SPACE ! ] Yamaha WR250Z |
| Gilera GFR * 2 Moto Morini 2C/375 Morini 350 "Forgotten Error" |
+----------------------------------------------------------------+

 

Conversely, H&R have yet again come in with a competitive renewal quote
for the RGV and no fucking about. I'll be surprised if it isn't the same
with them for the GSXR in a month or so.

 

Correct. Mind, they did say it'd be cheaper to insure the classics
separately.

 

I'd have to check, but knocking that much off my H & C (two
separate policies) would nearly leave them paying me I think. Unfortunately
renewal comes at a bad time of the year, when I'm usually more focussed on
my trip to the December CMS meeting (aka Christmas piss-up). Mebbe this
year I can get in a pre-emptive meerkat...

--
Ivan Reid, School of Engineering & Design, _____________ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

I don't even do that - I just renew at the online rate then let them run
round in circles trying to get NCB confirmation from themselves!