Anyone for chicken?

In the second case they're dead.

 

1977. 3 drunks tried to lob bricks at me riding by late one night. The
third in line also ran out to kick me. Got his foot caught in my front
wheel. Broke his leg bones in 9 places and 70% severed.

He was crippled for life and made unemployed and prosecuted.
My lawyers also sued him for my bike damage and personal injury. He had
equity in his house.

 

lummee lawks Guvnor, what a life you've led and no mistake.

 

Nice clear way of putting it; fair point. For non-motoring-related
incidents, though, does any sort of personal "comprehensive" insurance
actually exist?

 

I think there are plenty of 'income preservation' schemes. Losses would
probably be harder to insure against.

 

There's a major difference between suing a drunk and suing the family
of a dead child.

 

Indeed there is; and in this case the biker isn't suing the family but the
Criminal Injuries Compensation Authority. Injuries sustained as a
consequence of an illegal act, see. So the family doesn't pay; you do!

 

If you could find time to read the bits posted up there ^^^ you'd see
what I was discussing with Hog. We all know who's going to pay for
this case if he wins but what we were discussing was what action Hog
would have taken.

I hope I don't have to spell things out for you every time or it'll
become tedious and I'll have to use the CICA to seek compensation.

 

If I'm in my canoe, walking the dog, driving or riding, I have plenty
of third-party insurance. If I join the British Cycling Federation and
the pedestrians club I should be pretty well covered.

 

LOL

Actually it would be his own insurance company which would sue the boy's
family to recover damages? no doubt there is an industry code of
conduct.

I'm not blaming the boy, too young to be responsible, but if his parents
ain't responsible then who can be held to account

 

Too right you old lag

 

snip>

That's why I have fully comprehensive insurance. It'd stop me having
to worry about the rights and wrongs of claiming from the kids family.

Pay the extra for FC and leave it to them to sort out.

 

Life too short, AATSOT, but 'safaircopguv.

Aaaaarrrrrggggghhhhh

 

Something like New Zealand's ACC would cover this. Accident
Compensation C-something.

Funded out of a duty on fuel - effectively covers the damage to third
parties bit of all insurance policies.

He'd have been paid off already in Kiwiland.
--
| ___ Salad Dodger
|/ \
_/_____\_ GL1500SEV/CBR1100XXX/CBX1000Z
|_\_____/_| ..87845../..23037.../..31893.
(>|_|_|<) TPPFATUICG#7 DIAABTCOD#9 WG*
|__|_|__| BOTAFOT #70 BOTAFOF #09 PM#5
\ |^| / IbW#0 & KotIbW# BotTOS#6 GP#4
\|^|/ ANORAK#17 IbB#4 YTC#4 two#11
'^' RBR Clues: 00 Pts:0000 Miles:0000

 

I do. At 17 I didn't though.
Nothing involving court is fun.

 

Disagree.

 

Makes no difference.

Let's put it the other way around: imagine there's a steep hill outside
a school, and the kids who leave school on the bicycles get a good head
of steam down it, as they like to do.

And to put the wind up them, or for a dare, you leap out into the road
and, unfortunately, one of them collides with you, and you die as a
result (and people can be killed by push-bike impacts, or falls caused
thereby).

The kid is mangled, limbs broken, etc and his bike a bit of a mess.

Do you think the kid should have no recourse: no way of getting
compensation for your act?

 

Yup. No-fault compensation.

 

Household insurance can provide third-party liability, yes. I think
mine's for a million quid.

 

That's third-party cover, all well and good, but I read burnt's
comment as a reference to personal insurance, in that one took out
cover against losses incurred by oneself.