On Mon, 30 Aug 2004 22:10:54 +0100, [QUOTE] But it can be very easy to access some online accounts. Remember - bank computers are secure, but individuals' own computers aren't. And that's the weak link.[/QUOTE] My Swiss bank account adopted a new security system for online stuff a year or so back, requiring not just your account name and password, nor the previous 'next number off a bit of paper', but gives a code which you then have to type into a card-activated, password proteced, little calculator thingy that gives back another code to verify access. Hard to see how _that_ access could be hacked.