accidents

Does anyone know the `legal` answer to this,its actually 2 cars but could be
same with bikes.
my son is insured on wifes car policy,she reversed into his car, insurance
won`t pay, they advised she can`t sue herself!
If the above is eventually proved true I must check insurance through carol
nash for my bikes as I have 3 insured through them on one policy one of
which is my wifes bike...so in theory the same could apply.

Anyone come across this before.

 

insurance

So your sons car is in your wifes name. So it is not really his car, and
when the insurance company find out she is not the main driver they are
going to void any accident claims.

Boy , you have one f*&ked up insurance.
If the bikes are on one policy they must be in one name, yours or you
wifes ? Which is it?

Mulitbike policies can only have 1 named.

 

No.. It has the two of us as named drivers on all bikes, I may well be the
policy holder but must check that one out. In any case if I ride one of the
bikes into the drive and crash into one of my other bikes ....what no claim!
Think I need to check and review my policies.

 

Not my classic policy. The Doctor is named on all the SOBs.

 

I asked CN about having multibike policy with multi named riders, they said "no"
as any claim in the event of both vehicles crashing (into each other) would be imposible due
to policy being in the same name and the need to "do" yourself.

 

Is it a mulitbike policy (One policy 3 bikes) or multiple policies ?
If the former I would be interested in being able to obtain one myself.

 

Makes perfect sense to me.

 

The Older Gentleman wrote in :

Does it cover you to have 2 bikes on the road at any one time?

The old "NU rider" policy [1] worked on the theory that a rider can only
have one bike on the road at a particular time which is what I think Bruce
is rabbitting on about.

[1] which never specified what bikes were covered unlike a multibike policy
that lists each bike in the schedule

 

Me to, but I am a TC , so will be corrected forever.

 

In answer to the Q - no idea. We are now about to find out how good the
cover is (see The Doctor Down thread).

 

Nope, rabbiting on about current CN policies.

They were good those wern't they